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Chicago · Registered nurse · $98,500 · One adult, renting a 1-bedroom
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Modesto
Don Ramey Logan. CC BY 4.0. Photo source · License
Stockton skyline
Quintin Soloviev. CC BY 4.0. Photo source · License

Modesto vs Stockton

$53/mo less in Stockton

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical month
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ModestoStocktonAbout 30 miles apart, close enough to drive.

  • Stockton costs you more
  • Rent under 30% of pay
  • 251 sunny days

Same paycheck, two cities. $1,623/mo in Stockton. $1,676/mo in Modesto. −$636 a year.

Modesto

$1,676

left each month

Stockton

$1,623

−$53 vs Modesto

Compare

Same paycheck, another city.

Stockton wins 2 of 4Modesto 2 · ties 0
$5,380Take-home · Stockton$5,513
$1,463Rent · Modesto$1,674
$2,241Other bills · Stockton$2,216
$1,676Left over · Modesto$1,623

Next

In 2022-2023, 1,560 households moved Modesto → Stockton (avg AGI $68,796). 1,879 went the other way. The whole move →

−$53 / mo

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical monthModestoStockton
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Stockton · this breakdownModesto · home
See full breakdown
Monthly and annual budget comparison between Modesto, CA and Stockton, CA
Per monthModestoStocktonDifference
Gross pay$7,125$7,343+$218
Income and payroll tax$1,745$1,830+$85
Take-home pay$5,380$5,513+$133
Rent$1,463$1,674+$211
Getting around$670$646−$24
Groceries$433$433$0
Healthcare$487$487$0
Utilities$271$271$0
Everything else$379$379$0
Left over$1,676$1,623−$53

Salary to match Modesto

$89,000

Gross pay in Stockton that leaves the same amount as $85,500 in Modesto.

Tax difference

−$243

A year, in state and local income tax. Effective rates: 24.5% in Modesto, 24.9% in Stockton.

More about Stockton

Modesto, CA in full

State income tax topping out at 12.3%, a median 2-bedroom asking rent of $1,742 and 252 sunny days; commutes average 31 minutes.

Stockton, CA in full

State income tax topping out at 12.3%, a median 2-bedroom asking rent of $1,993 and 251 sunny days; commutes average 35 minutes.

The other way

Start in Stockton.

Stockton → Modesto →

Questions

Is the cost of living lower in Stockton than Modesto?

For one adult in a one-bedroom, Stockton leaves about $53 less a month. A one-bedroom is about $1,463 in Modesto and $1,674 in Stockton.

Does Stockton have state income tax?

Stockton is in California, which taxes wage income.

What changes if you move from Modesto to Stockton?

The paycheck is taxed in California. Rent stays at the same bedroom count. What you keep is the difference.

Left over each month is take-home pay minus rent and the rest of the bills. The gap between Modesto and Stockton changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Estimate, not a quote. How we figure this.