

Charlotte vs Spartanburg
$440/mo less in Spartanburg
CharlotteSpartanburgAbout 63 miles apart, close enough to drive.
- Spartanburg costs you more
- Rent under 30% of pay
- 220 sunny days
Same paycheck, two cities. $2,117/mo in Spartanburg. $2,557/mo in Charlotte. −$5,280 a year.
Charlotte
$2,557
left each month
Spartanburg
$2,117
−$440 vs Charlotte
Compare
Same paycheck, another city.
Next
In 2022-2023, 439 households moved Charlotte → Spartanburg (avg AGI $58,077). 276 went the other way. The whole move →
−$440 / mo
See full breakdown
| Per month | Charlotte | Spartanburg | Difference |
|---|---|---|---|
| Gross pay | $7,708 | $6,891 | −$818 |
| Income and payroll tax | $1,869 | $1,640 | −$230 |
| Take-home pay | $5,839 | $5,251 | −$588 |
| Rent | $1,322 | $1,141 | −$181 |
| Getting around | $568 | $601 | +$33 |
| Groceries | $384 | $384 | $0 |
| Healthcare | $432 | $432 | $0 |
| Utilities | $240 | $240 | $0 |
| Everything else | $336 | $336 | $0 |
| Left over | $2,557 | $2,117 | −$440 |
Salary to match Charlotte
$91,000
Gross pay in Spartanburg that leaves the same amount as $92,500 in Charlotte.
Tax difference
−$155
A year, in state and local income tax. Effective rates: 24.2% in Charlotte, 23.8% in Spartanburg.
More about Spartanburg
Charlotte, NC in full
A banking hub with a 4.25% flat tax and mild winters.
Spartanburg, SC in full
State income tax topping out at 6.2%, a median 2-bedroom asking rent of $1,358 and 220 sunny days; commutes average 25 minutes.
The other way
Start in Spartanburg.
Spartanburg → Charlotte →Questions
Is the cost of living lower in Spartanburg than Charlotte?
For one adult in a one-bedroom, Spartanburg leaves about $440 less a month. A one-bedroom is about $1,322 in Charlotte and $1,141 in Spartanburg.
Does Spartanburg have state income tax?
Spartanburg is in South Carolina, which taxes wage income.
What changes if you move from Charlotte to Spartanburg?
The paycheck is taxed in South Carolina. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Charlotte and Spartanburg changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.