

Sebastian vs Palm Bay
$491/mo more in Palm Bay
SebastianPalm BayAbout 43 miles apart, close enough to drive.
- Palm Bay leaves you more
- No state income tax
- Rent under 30% of pay
Same paycheck, two cities. $2,317/mo in Palm Bay. $1,826/mo in Sebastian. +$5,892 a year.
Sebastian
$1,826
left each month
Palm Bay
$2,317
+$491 vs Sebastian
Compare
Same paycheck, another city.
Next
In 2022-2023, 622 households moved Sebastian → Palm Bay (avg AGI $68,090). 438 went the other way. The whole move →
+$491 / mo
See full breakdown
| Per month | Sebastian | Palm Bay | Difference |
|---|---|---|---|
| Gross pay | $6,583 | $7,051 | +$467 |
| Income and payroll tax | $1,253 | $1,392 | +$139 |
| Take-home pay | $5,330 | $5,659 | +$329 |
| Rent | $1,551 | $1,399 | −$152 |
| Getting around | $551 | $541 | −$10 |
| Groceries | $387 | $387 | $0 |
| Healthcare | $435 | $435 | $0 |
| Utilities | $242 | $242 | $0 |
| Everything else | $338 | $338 | $0 |
| Left over | $1,826 | $2,317 | +$491 |
Salary to match Sebastian
$76,000
Gross pay in Palm Bay that leaves the same amount as $79,000 in Sebastian.
Tax difference
$0
A year, in state and local income tax. Florida has no wage income tax.
More about Palm Bay
Sebastian, FL in full
No state income tax, a median 2-bedroom asking rent of $1,847 and 256 sunny days; commutes average 24 minutes.
Palm Bay, FL in full
No state income tax, a median 2-bedroom asking rent of $1,665 and 250 sunny days; commutes average 25 minutes.
The other way
Start in Palm Bay.
Palm Bay → Sebastian →Questions
Is the cost of living lower in Palm Bay than Sebastian?
For one adult in a one-bedroom, Palm Bay leaves about $491 more a month. A one-bedroom is about $1,551 in Sebastian and $1,399 in Palm Bay.
Does Palm Bay have state income tax?
Palm Bay is in Florida, which has no state income tax.
What changes if you move from Sebastian to Palm Bay?
The paycheck is taxed in Florida. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Sebastian and Palm Bay changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.