Uprootmap

Example household · $83,730 · same pay · 1 adult

Palm Bay

Housing in Palm Bay, FL: Rent, Home Prices & Property Tax

$2,303 left/mo

$1,399/mo (1 bd) in Palm Bay. Median home $304,400. Property tax 0.70%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$1,399
/mo
Buy
$2,116
Mortgage, tax, insurance
Buying costs more
$717
/mo

To buy

  • 20% down payment$60,880
  • Mortgage at 7.24%$1,660
  • Property tax (0.70% of value)$178/mo · $2,131/yr
  • Insurance and upkeep$279
  • Monthly total$2,116

Months to 20% down

$2,303 left each month. About 27 months (2.3 years) to save $60,880.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

Moving from Palm Bay

Take-home by job in Palm Bay

Pay and leftover for every job in Palm Bay

Other Florida metros

All Florida metros

Compare Palm Bay

Next stepSafetyCrime, heat, and the commute.