

San Francisco vs Vallejo
$480/mo less in Vallejo
San FranciscoVallejoAbout 39 miles apart, close enough to drive.
- Vallejo costs you more
- Rent under 30% of pay
- 246 sunny days
Same paycheck, two cities. $1,874/mo in Vallejo. $2,354/mo in San Francisco. −$5,760 a year.
San Francisco
$2,354
left each month
Vallejo
$1,874
−$480 vs San Francisco
Compare
Same paycheck, another city.
Next
In 2022-2023, 4,117 households moved San Francisco → Vallejo (avg AGI $84,512). 2,658 went the other way. The whole move →
−$480 / mo
See full breakdown
| Per month | San Francisco | Vallejo | Difference |
|---|---|---|---|
| Gross pay | $10,458 | $8,062 | −$2,396 |
| Income and payroll tax | $3,056 | $2,110 | −$945 |
| Take-home pay | $7,403 | $5,952 | −$1,451 |
| Rent | $2,635 | $1,890 | −$745 |
| Getting around | $558 | $618 | +$60 |
| Groceries | $512 | $433 | −$79 |
| Healthcare | $576 | $487 | −$89 |
| Utilities | $320 | $271 | −$49 |
| Everything else | $448 | $379 | −$69 |
| Left over | $2,354 | $1,874 | −$480 |
Salary to match San Francisco
$106,000
Gross pay in Vallejo that leaves the same amount as $125,500 in San Francisco.
Tax difference
+$2,674
A year, in state and local income tax. Effective rates: 29.2% in San Francisco, 26.2% in Vallejo.
More about Vallejo
San Francisco, CA in full
Dense, walkable, cold in July, and priced for two incomes.
Vallejo, CA in full
State income tax topping out at 12.3%, a median 2-bedroom asking rent of $2,250 and 246 sunny days; commutes average 32 minutes.
The other way
Start in Vallejo.
Vallejo → San Francisco →Questions
Is the cost of living lower in Vallejo than San Francisco?
For one adult in a one-bedroom, Vallejo leaves about $480 less a month. A one-bedroom is about $2,635 in San Francisco and $1,890 in Vallejo.
Does Vallejo have state income tax?
Vallejo is in California, which taxes wage income.
What changes if you move from San Francisco to Vallejo?
The paycheck is taxed in California. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between San Francisco and Vallejo changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.