

San Antonio vs San Francisco
$474/mo less in San Francisco
San AntonioSan FranciscoAbout 1,474 miles apart, a flight.
- San Francisco costs you more
- Rent under 30% of pay
- 259 sunny days
Same paycheck, two cities. $2,347/mo in San Francisco. $2,821/mo in San Antonio. −$5,688 a year.
San Antonio
$2,821
left each month
San Francisco
$2,347
−$474 vs San Antonio
Compare
Same paycheck, another city.
Next
In 2022-2023, 157 households moved San Antonio → San Francisco (avg AGI $86,452). 262 went the other way. The whole move →
−$474 / mo
See full breakdown
| Per month | San Antonio | San Francisco | Difference |
|---|---|---|---|
| Gross pay | $7,250 | $10,446 | +$3,196 |
| Income and payroll tax | $1,451 | $3,051 | +$1,600 |
| Take-home pay | $5,799 | $7,396 | +$1,596 |
| Rent | $1,049 | $2,635 | +$1,586 |
| Getting around | $566 | $558 | −$8 |
| Groceries | $376 | $512 | +$136 |
| Healthcare | $423 | $576 | +$153 |
| Utilities | $235 | $320 | +$85 |
| Everything else | $329 | $448 | +$119 |
| Left over | $2,821 | $2,347 | −$474 |
Salary to match San Antonio
$135,000
Gross pay in San Francisco that leaves the same amount as $87,000 in San Antonio.
Tax difference
−$7,685
A year, in state and local income tax. Effective rates: 20.0% in San Antonio, 29.2% in San Francisco.
More about San Francisco
San Antonio, TX in full
Among the cheapest big-city rents in the country, with the highest property tax rate here.
San Francisco, CA in full
Dense, walkable, cold in July, and priced for two incomes.
The other way
Start in San Francisco.
San Francisco → San Antonio →Questions
Is the cost of living lower in San Francisco than San Antonio?
For one adult in a one-bedroom, San Francisco leaves about $474 less a month. A one-bedroom is about $1,049 in San Antonio and $2,635 in San Francisco.
Does San Francisco have state income tax?
San Francisco is in California, which taxes wage income.
What changes if you move from San Antonio to San Francisco?
The paycheck is taxed in California. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between San Antonio and San Francisco changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.