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Chicago · Registered nurse · $98,500 · One adult, renting a 1-bedroom
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Richmond skyline
Jim from Richmond, VA. CC BY-SA 2.0. Photo source · License
Washington skyline
Carol M. Highsmith. Public domain. Photo source · License

Richmond vs Washington

$560/mo more in Washington

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical month
Less leftMore left

RichmondWashingtonAbout 98 miles apart, close enough to drive.

  • Washington leaves you more
  • Rent under 30% of pay

Same paycheck, two cities. $2,913/mo in Washington. $2,353/mo in Richmond. +$6,720 a year.

Richmond

$2,353

left each month

Washington

$2,913

+$560 vs Richmond

Compare

Same paycheck, another city.

Washington wins 2 of 4Richmond 2 · ties 0
$5,660Take-home · Washington$6,931
$1,362Rent · Richmond$1,916
$1,945Other bills · Richmond$2,102
$2,353Left over · Washington$2,913

Next

In 2022-2023, 2,235 households moved Richmond → Washington (avg AGI $73,483). 3,558 went the other way. The whole move →

+$560 / mo

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical monthRichmondWashington
Less leftMore left
Washington · this breakdownRichmond · home
See full breakdown
Monthly and annual budget comparison between Richmond, VA and Washington, DC
Per monthRichmondWashingtonDifference
Gross pay$7,583$9,694+$2,111
Income and payroll tax$1,923$2,763+$839
Take-home pay$5,660$6,931+$1,272
Rent$1,362$1,916+$554
Getting around$553$463−$90
Groceries$384$452+$68
Healthcare$432$508+$76
Utilities$240$283+$43
Everything else$336$395+$59
Left over$2,353$2,913+$560

Salary to match Richmond

$105,500

Gross pay in Washington that leaves the same amount as $91,000 in Richmond.

Tax difference

−$2,561

A year, in state and local income tax. Effective rates: 25.4% in Richmond, 28.5% in Washington.

More about Washington

Richmond, VA in full

DC's cheaper cousin, two hours from both mountains and ocean.

Washington, DC in full

Recession-resistant government and consulting pay, humid summers, real transit.

The other way

Start in Washington.

Washington → Richmond →

Questions

Is the cost of living lower in Washington than Richmond?

For one adult in a one-bedroom, Washington leaves about $560 more a month. A one-bedroom is about $1,362 in Richmond and $1,916 in Washington.

Does Washington have state income tax?

Washington is in District of Columbia, which taxes wage income.

What changes if you move from Richmond to Washington?

The paycheck is taxed in District of Columbia. Rent stays at the same bedroom count. What you keep is the difference.

Left over each month is take-home pay minus rent and the rest of the bills. The gap between Richmond and Washington changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Estimate, not a quote. How we figure this.