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Chicago · Registered nurse · $98,500 · One adult, renting a 1-bedroom
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Phoenix skyline
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Sherman
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Phoenix vs Sherman

$306/mo more in Sherman

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical month
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PhoenixShermanAbout 888 miles apart, a flight.

  • Sherman leaves you more
  • No state income tax
  • Rent under 30% of pay

Same paycheck, two cities. $2,882/mo in Sherman. $2,576/mo in Phoenix. +$3,672 a year.

Phoenix

$2,576

left each month

Sherman

$2,882

+$306 vs Phoenix

Compare

Same paycheck, another city.

Sherman wins 3 of 4Phoenix 1 · ties 0
$5,875Take-home · Phoenix$5,682
$1,277Rent · Sherman$959
$2,022Other bills · Sherman$1,841
$2,576Left over · Sherman$2,882

Next

+$306 / mo

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical monthPhoenixSherman
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Sherman · this breakdownPhoenix · home
See full breakdown
Monthly and annual budget comparison between Phoenix, AZ and Sherman, TX
Per monthPhoenixShermanDifference
Gross pay$7,583$7,083−$500
Income and payroll tax$1,709$1,401−$308
Take-home pay$5,875$5,682−$193
Rent$1,277$959−$318
Getting around$586$526−$60
Groceries$396$363−$33
Healthcare$446$408−$38
Utilities$248$227−$21
Everything else$347$317−$30
Left over$2,576$2,882+$306

Salary to match Phoenix

$80,000

Gross pay in Sherman that leaves the same amount as $91,000 in Phoenix.

Tax difference

+$1,910

A year, in state and local income tax. Texas has no wage income tax.

More about Sherman

Phoenix, AZ in full

A 2.5% flat income tax, cheap housing for a big metro, and a genuinely dangerous July.

Sherman, TX in full

No state income tax, a median 2-bedroom asking rent of $1,142 and 221 sunny days; commutes average 26 minutes.

The other way

Start in Sherman.

Sherman → Phoenix →

Questions

Is the cost of living lower in Sherman than Phoenix?

For one adult in a one-bedroom, Sherman leaves about $306 more a month. A one-bedroom is about $1,277 in Phoenix and $959 in Sherman.

Does Sherman have state income tax?

Sherman is in Texas, which has no state income tax.

What changes if you move from Phoenix to Sherman?

The paycheck is taxed in Texas. Rent stays at the same bedroom count. What you keep is the difference.

Left over each month is take-home pay minus rent and the rest of the bills. The gap between Phoenix and Sherman changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Estimate, not a quote. How we figure this.