

Orlando vs San Francisco
$165/mo more in San Francisco
OrlandoSan FranciscoAbout 2,434 miles apart, a flight.
- San Francisco leaves you more
- Rent under 30% of pay
- 259 sunny days
Same paycheck, two cities. $2,337/mo in San Francisco. $2,172/mo in Orlando. +$1,980 a year.
Orlando
$2,172
left each month
San Francisco
$2,337
+$165 vs Orlando
Compare
Same paycheck, another city.
Next
In 2022-2023, 118 households moved Orlando → San Francisco (avg AGI $88,263). 203 went the other way. The whole move →
+$165 / mo
See full breakdown
| Per month | Orlando | San Francisco | Difference |
|---|---|---|---|
| Gross pay | $7,083 | $10,430 | +$3,347 |
| Income and payroll tax | $1,401 | $3,044 | +$1,643 |
| Take-home pay | $5,682 | $7,386 | +$1,704 |
| Rent | $1,488 | $2,635 | +$1,147 |
| Getting around | $586 | $558 | −$28 |
| Groceries | $396 | $512 | +$116 |
| Healthcare | $446 | $576 | +$130 |
| Utilities | $248 | $320 | +$72 |
| Everything else | $347 | $448 | +$101 |
| Left over | $2,172 | $2,337 | +$165 |
Salary to match Orlando
$122,000
Gross pay in San Francisco that leaves the same amount as $85,000 in Orlando.
Tax difference
−$7,667
A year, in state and local income tax. Effective rates: 19.8% in Orlando, 29.2% in San Francisco.
More about San Francisco
Orlando, FL in full
No income tax, but a service economy holds wages below the national median.
San Francisco, CA in full
Dense, walkable, cold in July, and priced for two incomes.
The other way
Start in San Francisco.
San Francisco → Orlando →Questions
Is the cost of living lower in San Francisco than Orlando?
For one adult in a one-bedroom, San Francisco leaves about $165 more a month. A one-bedroom is about $1,488 in Orlando and $2,635 in San Francisco.
Does San Francisco have state income tax?
San Francisco is in California, which taxes wage income.
What changes if you move from Orlando to San Francisco?
The paycheck is taxed in California. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Orlando and San Francisco changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.