

Orlando vs Palm Bay
$141/mo more in Palm Bay
OrlandoPalm BayAbout 41 miles apart, close enough to drive.
- Palm Bay leaves you more
- No state income tax
- Rent under 30% of pay
Same paycheck, two cities. $2,313/mo in Palm Bay. $2,172/mo in Orlando. +$1,692 a year.
Orlando
$2,172
left each month
Palm Bay
$2,313
+$141 vs Orlando
Compare
Same paycheck, another city.
Next
In 2022-2023, 2,482 households moved Orlando → Palm Bay (avg AGI $67,818). 1,961 went the other way. The whole move →
+$141 / mo
See full breakdown
| Per month | Orlando | Palm Bay | Difference |
|---|---|---|---|
| Gross pay | $7,083 | $7,044 | −$39 |
| Income and payroll tax | $1,401 | $1,390 | −$12 |
| Take-home pay | $5,682 | $5,655 | −$27 |
| Rent | $1,488 | $1,399 | −$89 |
| Getting around | $586 | $541 | −$45 |
| Groceries | $396 | $387 | −$9 |
| Healthcare | $446 | $435 | −$11 |
| Utilities | $248 | $242 | −$6 |
| Everything else | $347 | $338 | −$9 |
| Left over | $2,172 | $2,313 | +$141 |
Salary to match Orlando
$82,000
Gross pay in Palm Bay that leaves the same amount as $85,000 in Orlando.
Tax difference
$0
A year, in state and local income tax. Florida has no wage income tax.
More about Palm Bay
Orlando, FL in full
No income tax, but a service economy holds wages below the national median.
Palm Bay, FL in full
No state income tax, a median 2-bedroom asking rent of $1,665 and 250 sunny days; commutes average 25 minutes.
The other way
Start in Palm Bay.
Palm Bay → Orlando →Questions
Is the cost of living lower in Palm Bay than Orlando?
For one adult in a one-bedroom, Palm Bay leaves about $141 more a month. A one-bedroom is about $1,488 in Orlando and $1,399 in Palm Bay.
Does Palm Bay have state income tax?
Palm Bay is in Florida, which has no state income tax.
What changes if you move from Orlando to Palm Bay?
The paycheck is taxed in Florida. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Orlando and Palm Bay changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.