

Oklahoma City vs Waterloo
$218/mo more in Waterloo
Oklahoma CityWaterlooAbout 560 miles apart, a flight.
- Waterloo leaves you more
- Rent under 30% of pay
- Real winters
Same paycheck, two cities. $2,743/mo in Waterloo. $2,525/mo in Oklahoma City. +$2,616 a year.
Oklahoma City
$2,525
left each month
Waterloo
$2,743
+$218 vs Oklahoma City
Compare
Same paycheck, another city.
Next
+$218 / mo
See full breakdown
| Per month | Oklahoma City | Waterloo | Difference |
|---|---|---|---|
| Gross pay | $7,000 | $6,844 | −$156 |
| Income and payroll tax | $1,668 | $1,544 | −$124 |
| Take-home pay | $5,332 | $5,300 | −$32 |
| Rent | $960 | $788 | −$172 |
| Getting around | $542 | $510 | −$32 |
| Groceries | $360 | $347 | −$13 |
| Healthcare | $405 | $391 | −$14 |
| Utilities | $225 | $217 | −$8 |
| Everything else | $315 | $304 | −$11 |
| Left over | $2,525 | $2,743 | +$218 |
Salary to match Oklahoma City
$78,000
Gross pay in Waterloo that leaves the same amount as $84,000 in Oklahoma City.
Tax difference
+$934
A year, in state and local income tax. Effective rates: 23.8% in Oklahoma City, 22.6% in Waterloo.
More about Waterloo
Oklahoma City, OK in full
The cheapest housing of any metro over a million people.
Waterloo, IA in full
A flat 3.8% state income tax, a median 2-bedroom asking rent of $938 and 204 sunny days; commutes average 17 minutes.
The other way
Start in Waterloo.
Waterloo → Oklahoma City →Questions
Is the cost of living lower in Waterloo than Oklahoma City?
For one adult in a one-bedroom, Waterloo leaves about $218 more a month. A one-bedroom is about $960 in Oklahoma City and $788 in Waterloo.
Does Waterloo have state income tax?
Waterloo is in Iowa, which taxes wage income.
What changes if you move from Oklahoma City to Waterloo?
The paycheck is taxed in Iowa. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Oklahoma City and Waterloo changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.