

Oklahoma City vs St. Joseph
$104/mo more in St. Joseph
Oklahoma CitySt. JosephAbout 339 miles apart, close enough to drive.
- St. Joseph leaves you more
- Rent under 30% of pay
- 220 sunny days
Same paycheck, two cities. $2,629/mo in St. Joseph. $2,525/mo in Oklahoma City. +$1,248 a year.
Oklahoma City
$2,525
left each month
St. Joseph
$2,629
+$104 vs Oklahoma City
Compare
Same paycheck, another city.
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+$104 / mo
See full breakdown
| Per month | Oklahoma City | St. Joseph | Difference |
|---|---|---|---|
| Gross pay | $7,000 | $6,736 | −$264 |
| Income and payroll tax | $1,668 | $1,538 | −$131 |
| Take-home pay | $5,332 | $5,198 | −$134 |
| Rent | $960 | $754 | −$206 |
| Getting around | $542 | $547 | +$5 |
| Groceries | $360 | $350 | −$10 |
| Healthcare | $405 | $394 | −$11 |
| Utilities | $225 | $219 | −$6 |
| Everything else | $315 | $306 | −$9 |
| Left over | $2,525 | $2,629 | +$104 |
Salary to match Oklahoma City
$79,000
Gross pay in St. Joseph that leaves the same amount as $84,000 in Oklahoma City.
Tax difference
+$628
A year, in state and local income tax. Effective rates: 23.8% in Oklahoma City, 22.8% in St. Joseph.
More about St. Joseph
Oklahoma City, OK in full
The cheapest housing of any metro over a million people.
St. Joseph, MO in full
State income tax topping out at 4.7%, a median 2-bedroom asking rent of $898 and 220 sunny days; commutes average 19 minutes.
The other way
Start in St. Joseph.
St. Joseph → Oklahoma City →Questions
Is the cost of living lower in St. Joseph than Oklahoma City?
For one adult in a one-bedroom, St. Joseph leaves about $104 more a month. A one-bedroom is about $960 in Oklahoma City and $754 in St. Joseph.
Does St. Joseph have state income tax?
St. Joseph is in Missouri, which taxes wage income.
What changes if you move from Oklahoma City to St. Joseph?
The paycheck is taxed in Missouri. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Oklahoma City and St. Joseph changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.