

Gainesville vs Ocala
$72/mo more in Ocala
GainesvilleOcalaAbout 41 miles apart, close enough to drive.
- Ocala leaves you more
- No state income tax
- Rent under 30% of pay
Same paycheck, two cities. $2,035/mo in Ocala. $1,963/mo in Gainesville. +$864 a year.
Gainesville
$1,963
left each month
Ocala
$2,035
+$72 vs Gainesville
Compare
Same paycheck, another city.
Next
In 2022-2023, 708 households moved Gainesville → Ocala (avg AGI $52,530). 778 went the other way. The whole move →
+$72 / mo
See full breakdown
| Per month | Gainesville | Ocala | Difference |
|---|---|---|---|
| Gross pay | $6,375 | $6,461 | +$86 |
| Income and payroll tax | $1,191 | $1,217 | +$25 |
| Take-home pay | $5,184 | $5,244 | +$60 |
| Rent | $1,305 | $1,226 | −$79 |
| Getting around | $514 | $581 | +$67 |
| Groceries | $387 | $387 | $0 |
| Healthcare | $435 | $435 | $0 |
| Utilities | $242 | $242 | $0 |
| Everything else | $338 | $338 | $0 |
| Left over | $1,963 | $2,035 | +$72 |
Salary to match Gainesville
$76,500
Gross pay in Ocala that leaves the same amount as $76,500 in Gainesville.
Tax difference
$0
A year, in state and local income tax. Florida has no wage income tax.
More about Ocala
Gainesville, FL in full
No state income tax, a median 2-bedroom asking rent of $1,553 and 250 sunny days; commutes average 23 minutes.
Ocala, FL in full
No state income tax, a median 2-bedroom asking rent of $1,459 and 248 sunny days; commutes average 26 minutes.
The other way
Start in Ocala.
Ocala → Gainesville →Questions
Is the cost of living lower in Ocala than Gainesville?
For one adult in a one-bedroom, Ocala leaves about $72 more a month. A one-bedroom is about $1,305 in Gainesville and $1,226 in Ocala.
Does Ocala have state income tax?
Ocala is in Florida, which has no state income tax.
What changes if you move from Gainesville to Ocala?
The paycheck is taxed in Florida. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Gainesville and Ocala changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.