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Chicago · Registered nurse · $98,500 · One adult, renting a 1-bedroom
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New York skyline
Fred Hsu on en.wikipedia. CC BY-SA 4.0. Photo source · License
San Diego skyline
Boatguy619. CC BY-SA 4.0. Photo source · License

New York vs San Diego

$345/mo more in San Diego

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical month
Less leftMore left

New YorkSan DiegoAbout 2,409 miles apart, a flight.

  • San Diego leaves you more
  • Rent under 30% of pay
  • 266 sunny days

Same paycheck, two cities. $1,587/mo in San Diego. $1,242/mo in New York. +$4,140 a year.

New York

$1,242

left each month

San Diego

$1,587

+$345 vs New York

Compare

Same paycheck, another city.

San Diego wins 2 of 4New York 2 · ties 0
$6,405Take-home · New York$6,226
$3,018Rent · San Diego$2,292
$2,145Other bills · New York$2,347
$1,242Left over · San Diego$1,587

Next

In 2022-2023, 2,120 households moved New York → San Diego (avg AGI $139,214). 1,740 went the other way. The whole move →

+$345 / mo

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical monthNew YorkSan Diego
Less leftMore left
San Diego · this breakdownNew York · home
See full breakdown
Monthly and annual budget comparison between New York, NY and San Diego, CA
Per monthNew YorkSan DiegoDifference
Gross pay$9,292$8,511−$781
Income and payroll tax$2,886$2,285−$601
Take-home pay$6,405$6,226−$179
Rent$3,018$2,292−$726
Getting around$347$650+$303
Groceries$496$468−$28
Healthcare$558$527−$31
Utilities$310$293−$17
Everything else$434$410−$24
Left over$1,242$1,587+$345

Salary to match New York

$95,500

Gross pay in San Diego that leaves the same amount as $111,500 in New York.

Tax difference

+$4,438

A year, in state and local income tax. Effective rates: 31.1% in New York, 26.8% in San Diego.

More about San Diego

New York, NY in full

The one place where skipping a car genuinely offsets the rent.

San Diego, CA in full

The best climate in the country and rents that know it.

The other way

Start in San Diego.

San Diego → New York →

Questions

Is the cost of living lower in San Diego than New York?

For one adult in a one-bedroom, San Diego leaves about $345 more a month. A one-bedroom is about $3,018 in New York and $2,292 in San Diego.

Does San Diego have state income tax?

San Diego is in California, which taxes wage income.

What changes if you move from New York to San Diego?

The paycheck is taxed in California. Rent stays at the same bedroom count. What you keep is the difference.

Left over each month is take-home pay minus rent and the rest of the bills. The gap between New York and San Diego changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Estimate, not a quote. How we figure this.