

Naples vs Punta Gorda
$149/mo more in Punta Gorda
NaplesPunta GordaAbout 69 miles apart, close enough to drive.
- Punta Gorda leaves you more
- No state income tax
- Rent under 30% of pay
Same paycheck, two cities. $2,113/mo in Punta Gorda. $1,964/mo in Naples. +$1,788 a year.
Naples
$1,964
left each month
Punta Gorda
$2,113
+$149 vs Naples
Compare
Same paycheck, another city.
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In 2022-2023, 117 households moved Naples → Punta Gorda (avg AGI $102,607). 53 went the other way. The whole move →
+$149 / mo
See full breakdown
| Per month | Naples | Punta Gorda | Difference |
|---|---|---|---|
| Gross pay | $7,167 | $6,581 | −$585 |
| Income and payroll tax | $1,426 | $1,252 | −$174 |
| Take-home pay | $5,741 | $5,329 | −$412 |
| Rent | $1,848 | $1,297 | −$551 |
| Getting around | $527 | $517 | −$10 |
| Groceries | $387 | $387 | $0 |
| Healthcare | $435 | $435 | $0 |
| Utilities | $242 | $242 | $0 |
| Everything else | $338 | $338 | $0 |
| Left over | $1,964 | $2,113 | +$149 |
Salary to match Naples
$76,500
Gross pay in Punta Gorda that leaves the same amount as $86,000 in Naples.
Tax difference
$0
A year, in state and local income tax. Florida has no wage income tax.
More about Punta Gorda
Naples, FL in full
No state income tax, a median 2-bedroom asking rent of $2,200 and 262 sunny days; commutes average 25 minutes.
Punta Gorda, FL in full
No state income tax, a median 2-bedroom asking rent of $1,544 and 266 sunny days; commutes average 27 minutes.
The other way
Start in Punta Gorda.
Punta Gorda → Naples →Questions
Is the cost of living lower in Punta Gorda than Naples?
For one adult in a one-bedroom, Punta Gorda leaves about $149 more a month. A one-bedroom is about $1,848 in Naples and $1,297 in Punta Gorda.
Does Punta Gorda have state income tax?
Punta Gorda is in Florida, which has no state income tax.
What changes if you move from Naples to Punta Gorda?
The paycheck is taxed in Florida. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Naples and Punta Gorda changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.