Punta Gorda, FL
The rest of the month in Punta Gorda
$3,237 in modelled household costs, against $5,335 take-home. Leftover is $2,098.
Where the money goes
- Taxes$1,255
- Rent$1,318
- Other living costs$1,919
- Left over$2,098
Pay and tax, per year
- Gross household pay
- $79,081
- Federal income tax
- −$9,012
- Social Security and Medicare
- −$6,050
- State income tax (FL)
- None
- Take-home pay
- $64,019
- Effective tax rate
- 19.0%
Living costs, per month
- Rent, 1br
- $1,318
- Groceries
- $387
- Getting around
- $517
- Healthcare
- $435
- Utilities and internet
- $242
- Everything else
- $338
- Total spending
- $3,237
Left over each month
$6,590 gross, minus $1,255 in tax and $3,237 in living costs.
$2,098
Power bill, separately
EIA 2024 residential electricity in FL averages a $137 monthly bill at 900 kWh. The utilities line above already includes power, gas and water as a household bundle — this is the state rate as a cross-check, not an extra cost.
Non-housing lines start from BLS-order-of-magnitude national spending, then scale by this metro's cost index and your household size. Electricity rates are EIA state averages. Not a budget, not advice.