

Cape Coral vs Naples
$309/mo less in Naples
Cape CoralNaplesAbout 50 miles apart, close enough to drive.
- Naples costs you more
- No state income tax
- Rent under 30% of pay
Same paycheck, two cities. $1,954/mo in Naples. $2,263/mo in Cape Coral. −$3,708 a year.
Cape Coral
$2,263
left each month
Naples
$1,954
−$309 vs Cape Coral
Compare
Same paycheck, another city.
Next
In 2022-2023, 1,925 households moved Cape Coral → Naples (avg AGI $129,846). 2,781 went the other way. The whole move →
−$309 / mo
See full breakdown
| Per month | Cape Coral | Naples | Difference |
|---|---|---|---|
| Gross pay | $6,958 | $7,153 | +$195 |
| Income and payroll tax | $1,364 | $1,422 | +$58 |
| Take-home pay | $5,594 | $5,731 | +$137 |
| Rent | $1,398 | $1,848 | +$450 |
| Getting around | $531 | $527 | −$4 |
| Groceries | $387 | $387 | $0 |
| Healthcare | $435 | $435 | $0 |
| Utilities | $242 | $242 | $0 |
| Everything else | $338 | $338 | $0 |
| Left over | $2,263 | $1,954 | −$309 |
Salary to match Cape Coral
$91,000
Gross pay in Naples that leaves the same amount as $83,500 in Cape Coral.
Tax difference
$0
A year, in state and local income tax. Florida has no wage income tax.
More about Naples
Cape Coral, FL in full
No state income tax, a median 2-bedroom asking rent of $1,664 and 267 sunny days; commutes average 28 minutes.
Naples, FL in full
No state income tax, a median 2-bedroom asking rent of $2,200 and 262 sunny days; commutes average 25 minutes.
The other way
Start in Naples.
Naples → Cape Coral →Questions
Is the cost of living lower in Naples than Cape Coral?
For one adult in a one-bedroom, Naples leaves about $309 less a month. A one-bedroom is about $1,398 in Cape Coral and $1,848 in Naples.
Does Naples have state income tax?
Naples is in Florida, which has no state income tax.
What changes if you move from Cape Coral to Naples?
The paycheck is taxed in Florida. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Cape Coral and Naples changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.