

Charlotte vs Morgantown
$365/mo less in Morgantown
CharlotteMorgantownAbout 306 miles apart, close enough to drive.
- Morgantown costs you more
- Rent under 30% of pay
Same paycheck, two cities. $2,192/mo in Morgantown. $2,557/mo in Charlotte. −$4,380 a year.
Charlotte
$2,557
left each month
Morgantown
$2,192
−$365 vs Charlotte
Compare
Same paycheck, another city.
Next
35 went the other way. The whole move →
−$365 / mo
See full breakdown
| Per month | Charlotte | Morgantown | Difference |
|---|---|---|---|
| Gross pay | $7,708 | $6,478 | −$1,230 |
| Income and payroll tax | $1,869 | $1,464 | −$405 |
| Take-home pay | $5,839 | $5,014 | −$825 |
| Rent | $1,322 | $869 | −$453 |
| Getting around | $568 | $538 | −$30 |
| Groceries | $384 | $390 | +$6 |
| Healthcare | $432 | $439 | +$7 |
| Utilities | $240 | $244 | +$4 |
| Everything else | $336 | $342 | +$6 |
| Left over | $2,557 | $2,192 | −$365 |
Salary to match Charlotte
$84,500
Gross pay in Morgantown that leaves the same amount as $92,500 in Charlotte.
Tax difference
+$481
A year, in state and local income tax. Effective rates: 24.2% in Charlotte, 22.6% in Morgantown.
More about Morgantown
Charlotte, NC in full
A banking hub with a 4.25% flat tax and mild winters.
Morgantown, WV in full
State income tax topping out at 4.82%, a median 2-bedroom asking rent of $1,035 and 186 sunny days; commutes average 24 minutes.
The other way
Start in Morgantown.
Morgantown → Charlotte →Questions
Is the cost of living lower in Morgantown than Charlotte?
For one adult in a one-bedroom, Morgantown leaves about $365 less a month. A one-bedroom is about $1,322 in Charlotte and $869 in Morgantown.
Does Morgantown have state income tax?
Morgantown is in West Virginia, which taxes wage income.
What changes if you move from Charlotte to Morgantown?
The paycheck is taxed in West Virginia. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Charlotte and Morgantown changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.