

Miami vs Tampa
$624/mo more in Tampa
MiamiTampaAbout 188 miles apart, close enough to drive.
- Tampa leaves you more
- No state income tax
- Rent under 30% of pay
Same paycheck, two cities. $2,317/mo in Tampa. $1,693/mo in Miami. +$7,488 a year.
Miami
$1,693
left each month
Tampa
$2,317
+$624 vs Miami
Compare
Same paycheck, another city.
Next
In 2022-2023, 5,597 households moved Miami → Tampa (avg AGI $75,628). 3,113 went the other way. The whole move →
+$624 / mo
See full breakdown
| Per month | Miami | Tampa | Difference |
|---|---|---|---|
| Gross pay | $7,500 | $7,344 | −$156 |
| Income and payroll tax | $1,525 | $1,479 | −$46 |
| Take-home pay | $5,975 | $5,865 | −$110 |
| Rent | $2,073 | $1,506 | −$567 |
| Getting around | $599 | $592 | −$7 |
| Groceries | $444 | $400 | −$44 |
| Healthcare | $500 | $450 | −$50 |
| Utilities | $278 | $250 | −$28 |
| Everything else | $389 | $350 | −$39 |
| Left over | $1,693 | $2,317 | +$624 |
Salary to match Miami
$77,500
Gross pay in Tampa that leaves the same amount as $90,000 in Miami.
Tax difference
$0
A year, in state and local income tax. Florida has no wage income tax.
More about Tampa
Miami, FL in full
No income tax, but rents rose faster here than anywhere in the 2020s.
Tampa, FL in full
No income tax and beaches, but insurance costs are the hidden line item.
The other way
Start in Tampa.
Tampa → Miami →Questions
Is the cost of living lower in Tampa than Miami?
For one adult in a one-bedroom, Tampa leaves about $624 more a month. A one-bedroom is about $2,073 in Miami and $1,506 in Tampa.
Does Tampa have state income tax?
Tampa is in Florida, which has no state income tax.
What changes if you move from Miami to Tampa?
The paycheck is taxed in Florida. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Miami and Tampa changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.