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Chicago · Registered nurse · $98,500 · One adult, renting a 1-bedroom
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Miami skyline
Marc Averette. CC BY-SA 3.0. Photo source · License
Richmond skyline
Jim from Richmond, VA. CC BY-SA 2.0. Photo source · License

Miami vs Richmond

$657/mo more in Richmond

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical month
Less leftMore left

MiamiRichmondAbout 801 miles apart, a flight.

  • Richmond leaves you more
  • Rent under 30% of pay

Same paycheck, two cities. $2,350/mo in Richmond. $1,693/mo in Miami. +$7,884 a year.

Miami

$1,693

left each month

Richmond

$2,350

+$657 vs Miami

Compare

Same paycheck, another city.

Richmond wins 3 of 4Miami 1 · ties 0
$5,975Take-home · Miami$5,657
$2,073Rent · Richmond$1,362
$2,209Other bills · Richmond$1,945
$1,693Left over · Richmond$2,350

Next

In 2022-2023, 256 households moved Miami → Richmond (avg AGI $75,551). 141 went the other way. The whole move →

+$657 / mo

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical monthMiamiRichmond
Less leftMore left
Richmond · this breakdownMiami · home
See full breakdown
Monthly and annual budget comparison between Miami, FL and Richmond, VA
Per monthMiamiRichmondDifference
Gross pay$7,500$7,578+$78
Income and payroll tax$1,525$1,922+$397
Take-home pay$5,975$5,657−$319
Rent$2,073$1,362−$711
Getting around$599$553−$46
Groceries$444$384−$60
Healthcare$500$432−$68
Utilities$278$240−$38
Everything else$389$336−$53
Left over$1,693$2,350+$657

Salary to match Miami

$78,500

Gross pay in Richmond that leaves the same amount as $90,000 in Miami.

Tax difference

−$4,483

A year, in state and local income tax. Effective rates: 20.3% in Miami, 25.4% in Richmond.

More about Richmond

Miami, FL in full

No income tax, but rents rose faster here than anywhere in the 2020s.

Richmond, VA in full

DC's cheaper cousin, two hours from both mountains and ocean.

The other way

Start in Richmond.

Richmond → Miami →

Questions

Is the cost of living lower in Richmond than Miami?

For one adult in a one-bedroom, Richmond leaves about $657 more a month. A one-bedroom is about $2,073 in Miami and $1,362 in Richmond.

Does Richmond have state income tax?

Richmond is in Virginia, which taxes wage income.

What changes if you move from Miami to Richmond?

The paycheck is taxed in Virginia. Rent stays at the same bedroom count. What you keep is the difference.

Left over each month is take-home pay minus rent and the rest of the bills. The gap between Miami and Richmond changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Estimate, not a quote. How we figure this.