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Chicago · Registered nurse · $98,500 · One adult, renting a 1-bedroom
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Miami skyline
Marc Averette. CC BY-SA 3.0. Photo source · License
Phoenix skyline
Wikimedia Commons. Public domain. Photo source · License

Miami vs Phoenix

$879/mo more in Phoenix

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical month
Less leftMore left

MiamiPhoenixAbout 1,951 miles apart, a flight.

  • Phoenix leaves you more
  • Rent under 30% of pay
  • 299 sunny days

Same paycheck, two cities. $2,572/mo in Phoenix. $1,693/mo in Miami. +$10,548 a year.

Miami

$1,693

left each month

Phoenix

$2,572

+$879 vs Miami

Compare

Same paycheck, another city.

Phoenix wins 3 of 4Miami 1 · ties 0
$5,975Take-home · Miami$5,871
$2,073Rent · Phoenix$1,277
$2,209Other bills · Phoenix$2,022
$1,693Left over · Phoenix$2,572

Next

In 2022-2023, 749 households moved Miami → Phoenix (avg AGI $124,044). 619 went the other way. The whole move →

+$879 / mo

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical monthMiamiPhoenix
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Phoenix · this breakdownMiami · home
See full breakdown
Monthly and annual budget comparison between Miami, FL and Phoenix, AZ
Per monthMiamiPhoenixDifference
Gross pay$7,500$7,578+$78
Income and payroll tax$1,525$1,707+$182
Take-home pay$5,975$5,871−$104
Rent$2,073$1,277−$796
Getting around$599$586−$13
Groceries$444$396−$48
Healthcare$500$446−$54
Utilities$278$248−$30
Everything else$389$347−$42
Left over$1,693$2,572+$879

Salary to match Miami

$75,500

Gross pay in Phoenix that leaves the same amount as $90,000 in Miami.

Tax difference

−$1,908

A year, in state and local income tax. Effective rates: 20.3% in Miami, 22.5% in Phoenix.

More about Phoenix

Miami, FL in full

No income tax, but rents rose faster here than anywhere in the 2020s.

Phoenix, AZ in full

A 2.5% flat income tax, cheap housing for a big metro, and a genuinely dangerous July.

The other way

Start in Phoenix.

Phoenix → Miami →

Questions

Is the cost of living lower in Phoenix than Miami?

For one adult in a one-bedroom, Phoenix leaves about $879 more a month. A one-bedroom is about $2,073 in Miami and $1,277 in Phoenix.

Does Phoenix have state income tax?

Phoenix is in Arizona, which taxes wage income.

What changes if you move from Miami to Phoenix?

The paycheck is taxed in Arizona. Rent stays at the same bedroom count. What you keep is the difference.

Left over each month is take-home pay minus rent and the rest of the bills. The gap between Miami and Phoenix changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Estimate, not a quote. How we figure this.