Uprootmap
Chicago · Registered nurse · $98,500 · One adult, renting a 1-bedroom
Uprootmap
Charlotte skyline
Mrtoebiter1971 at English Wikipedia. Public domain. Photo source · License
Miami skyline
Marc Averette. CC BY-SA 3.0. Photo source · License

Charlotte vs Miami

$882/mo less in Miami

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical month
Less leftMore left

CharlotteMiamiAbout 627 miles apart, a flight.

  • Miami costs you more
  • No state income tax
  • Rent under 30% of pay

Same paycheck, two cities. $1,675/mo in Miami. $2,557/mo in Charlotte. −$10,584 a year.

Charlotte

$2,557

left each month

Miami

$1,675

−$882 vs Charlotte

Compare

Same paycheck, another city.

Miami wins 1 of 4Charlotte 3 · ties 0
$5,839Take-home · Miami$5,957
$1,322Rent · Charlotte$2,073
$1,960Other bills · Charlotte$2,209
$2,557Left over · Charlotte$1,675

Next

In 2022-2023, 530 households moved Charlotte → Miami (avg AGI $326,623). 1,485 went the other way. The whole move →

−$882 / mo

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical monthCharlotteMiami
Less leftMore left
Miami · this breakdownCharlotte · home
See full breakdown
Monthly and annual budget comparison between Charlotte, NC and Miami, FL
Per monthCharlotteMiamiDifference
Gross pay$7,708$7,475−$234
Income and payroll tax$1,869$1,517−$352
Take-home pay$5,839$5,957+$118
Rent$1,322$2,073+$751
Getting around$568$599+$31
Groceries$384$444+$60
Healthcare$432$500+$68
Utilities$240$278+$38
Everything else$336$389+$53
Left over$2,557$1,675−$882

Salary to match Charlotte

$104,500

Gross pay in Miami that leaves the same amount as $92,500 in Charlotte.

Tax difference

+$3,389

A year, in state and local income tax. Florida has no wage income tax.

More about Miami

Charlotte, NC in full

A banking hub with a 4.25% flat tax and mild winters.

Miami, FL in full

No income tax, but rents rose faster here than anywhere in the 2020s.

The other way

Start in Miami.

Miami → Charlotte →

Questions

Is the cost of living lower in Miami than Charlotte?

For one adult in a one-bedroom, Miami leaves about $882 less a month. A one-bedroom is about $1,322 in Charlotte and $2,073 in Miami.

Does Miami have state income tax?

Miami is in Florida, which has no state income tax.

What changes if you move from Charlotte to Miami?

The paycheck is taxed in Florida. Rent stays at the same bedroom count. What you keep is the difference.

Left over each month is take-home pay minus rent and the rest of the bills. The gap between Charlotte and Miami changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Estimate, not a quote. How we figure this.