Uprootmap
Chicago · Registered nurse · $98,500 · One adult, renting a 1-bedroom
Uprootmap
Tioga Hotel - Merced California
Publichall. CC BY-SA 3.0. Photo source · License
San Jose skyline
Michael from San Jose, California, USA. CC BY 2.0. Photo source · License

Merced vs San Jose

$334/mo more in San Jose

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical month
Less leftMore left

MercedSan JoseAbout 41 miles apart, close enough to drive.

  • San Jose leaves you more
  • Rent under 30% of pay
  • 257 sunny days

Same paycheck, two cities. $1,900/mo in San Jose. $1,566/mo in Merced. +$4,008 a year.

Merced

$1,566

left each month

San Jose

$1,900

+$334 vs Merced

Compare

Same paycheck, another city.

San Jose wins 2 of 4Merced 2 · ties 0
$5,049Take-home · San Jose$7,484
$1,271Rent · Merced$3,011
$2,212Other bills · Merced$2,573
$1,566Left over · San Jose$1,900

Next

In 2022-2023, 485 households moved Merced → San Jose (avg AGI $57,507). 802 went the other way. The whole move →

+$334 / mo

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical monthMercedSan Jose
Less leftMore left
San Jose · this breakdownMerced · home
See full breakdown
Monthly and annual budget comparison between Merced, CA and San Jose, CA
Per monthMercedSan JoseDifference
Gross pay$6,583$10,596+$4,012
Income and payroll tax$1,534$3,112+$1,577
Take-home pay$5,049$7,484+$2,435
Rent$1,271$3,011+$1,740
Getting around$642$746+$104
Groceries$433$504+$71
Healthcare$487$567+$80
Utilities$271$315+$44
Everything else$379$441+$62
Left over$1,566$1,900+$334

Salary to match Merced

$120,500

Gross pay in San Jose that leaves the same amount as $79,000 in Merced.

Tax difference

−$4,478

A year, in state and local income tax. Effective rates: 23.3% in Merced, 29.4% in San Jose.

More about San Jose

Merced, CA in full

State income tax topping out at 12.3%, a median 2-bedroom asking rent of $1,513 and 255 sunny days; commutes average 31 minutes.

San Jose, CA in full

The highest salaries in the country, almost entirely cancelled out by the highest rents.

The other way

Start in San Jose.

San Jose → Merced →

Questions

Is the cost of living lower in San Jose than Merced?

For one adult in a one-bedroom, San Jose leaves about $334 more a month. A one-bedroom is about $1,271 in Merced and $3,011 in San Jose.

Does San Jose have state income tax?

San Jose is in California, which taxes wage income.

What changes if you move from Merced to San Jose?

The paycheck is taxed in California. Rent stays at the same bedroom count. What you keep is the difference.

Left over each month is take-home pay minus rent and the rest of the bills. The gap between Merced and San Jose changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Estimate, not a quote. How we figure this.