

Fresno vs Merced
$39/mo more in Merced
FresnoMercedAbout 62 miles apart, close enough to drive.
- Merced leaves you more
- Rent under 30% of pay
- 255 sunny days
Same paycheck, two cities. $1,579/mo in Merced. $1,540/mo in Fresno. +$468 a year.
Fresno
$1,540
left each month
Merced
$1,579
+$39 vs Fresno
Compare
Same paycheck, another city.
Next
In 2022-2023, 400 households moved Fresno → Merced (avg AGI $41,258). 572 went the other way. The whole move →
+$39 / mo
See full breakdown
| Per month | Fresno | Merced | Difference |
|---|---|---|---|
| Gross pay | $6,667 | $6,604 | −$62 |
| Income and payroll tax | $1,567 | $1,542 | −$24 |
| Take-home pay | $5,100 | $5,062 | −$38 |
| Rent | $1,356 | $1,271 | −$85 |
| Getting around | $633 | $642 | +$9 |
| Groceries | $433 | $433 | $0 |
| Healthcare | $487 | $487 | $0 |
| Utilities | $271 | $271 | $0 |
| Everything else | $379 | $379 | $0 |
| Left over | $1,540 | $1,579 | +$39 |
Salary to match Fresno
$78,500
Gross pay in Merced that leaves the same amount as $80,000 in Fresno.
Tax difference
+$70
A year, in state and local income tax. Effective rates: 23.5% in Fresno, 23.4% in Merced.
More about Merced
Fresno, CA in full
State income tax topping out at 12.3%, a median 2-bedroom asking rent of $1,614 and 261 sunny days; commutes average 24 minutes.
Merced, CA in full
State income tax topping out at 12.3%, a median 2-bedroom asking rent of $1,513 and 255 sunny days; commutes average 31 minutes.
The other way
Start in Merced.
Merced → Fresno →Questions
Is the cost of living lower in Merced than Fresno?
For one adult in a one-bedroom, Merced leaves about $39 more a month. A one-bedroom is about $1,356 in Fresno and $1,271 in Merced.
Does Merced have state income tax?
Merced is in California, which taxes wage income.
What changes if you move from Fresno to Merced?
The paycheck is taxed in California. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Fresno and Merced changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.