

Little Rock vs St. Joseph
$128/mo less in St. Joseph
Little RockSt. JosephAbout 375 miles apart, close enough to drive.
- St. Joseph costs you more
- Rent under 30% of pay
- 220 sunny days
Same paycheck, two cities. $2,638/mo in St. Joseph. $2,766/mo in Little Rock. −$1,536 a year.
Little Rock
$2,766
left each month
St. Joseph
$2,638
−$128 vs Little Rock
Compare
Same paycheck, another city.
Next
−$128 / mo
See full breakdown
| Per month | Little Rock | St. Joseph | Difference |
|---|---|---|---|
| Gross pay | $7,208 | $6,749 | −$460 |
| Income and payroll tax | $1,702 | $1,542 | −$160 |
| Take-home pay | $5,507 | $5,207 | −$300 |
| Rent | $906 | $754 | −$152 |
| Getting around | $540 | $547 | +$7 |
| Groceries | $357 | $350 | −$7 |
| Healthcare | $402 | $394 | −$8 |
| Utilities | $223 | $219 | −$4 |
| Everything else | $313 | $306 | −$7 |
| Left over | $2,766 | $2,638 | −$128 |
Salary to match Little Rock
$83,500
Gross pay in St. Joseph that leaves the same amount as $86,500 in Little Rock.
Tax difference
+$281
A year, in state and local income tax. Effective rates: 23.6% in Little Rock, 22.9% in St. Joseph.
More about St. Joseph
Little Rock, AR in full
State income tax topping out at 3.9%, a median 2-bedroom asking rent of $1,079 and 208 sunny days; commutes average 23 minutes.
St. Joseph, MO in full
State income tax topping out at 4.7%, a median 2-bedroom asking rent of $898 and 220 sunny days; commutes average 19 minutes.
The other way
Start in St. Joseph.
St. Joseph → Little Rock →Questions
Is the cost of living lower in St. Joseph than Little Rock?
For one adult in a one-bedroom, St. Joseph leaves about $128 less a month. A one-bedroom is about $906 in Little Rock and $754 in St. Joseph.
Does St. Joseph have state income tax?
St. Joseph is in Missouri, which taxes wage income.
What changes if you move from Little Rock to St. Joseph?
The paycheck is taxed in Missouri. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Little Rock and St. Joseph changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.