

Chicago vs Kansas City
$186/mo more in Kansas City
ChicagoKansas CityAbout 399 miles apart, close enough to drive.
- Kansas City leaves you more
- Rent under 30% of pay
- Real winters
Same paycheck, two cities. $2,612/mo in Kansas City. $2,426/mo in Chicago. +$2,232 a year.
Chicago
$2,426
left each month
Kansas City
$2,612
+$186 vs Chicago
Compare
Same paycheck, another city.
Next
In 2022-2023, 450 households moved Chicago → Kansas City (avg AGI $97,291). 559 went the other way. The whole move →
+$186 / mo
See full breakdown
| Per month | Chicago | Kansas City | Difference |
|---|---|---|---|
| Gross pay | $8,208 | $7,583 | −$625 |
| Income and payroll tax | $2,130 | $1,904 | −$225 |
| Take-home pay | $6,079 | $5,678 | −$400 |
| Rent | $1,782 | $1,167 | −$615 |
| Getting around | $392 | $551 | +$159 |
| Groceries | $408 | $372 | −$36 |
| Healthcare | $459 | $419 | −$40 |
| Utilities | $255 | $233 | −$22 |
| Everything else | $357 | $326 | −$31 |
| Left over | $2,426 | $2,612 | +$186 |
Salary to match Chicago
$87,500
Gross pay in Kansas City that leaves the same amount as $98,500 in Chicago.
Tax difference
+$478
A year, in state and local income tax. Effective rates: 25.9% in Chicago, 25.1% in Kansas City.
More about Kansas City
Chicago, IL in full
World-class city amenities at Midwest home prices, funded by 2.1% property tax.
Kansas City, MO in full
Genuinely low cost of living for a metro with real amenities.
The other way
Start in Kansas City.
Kansas City → Chicago →Questions
Is the cost of living lower in Kansas City than Chicago?
For one adult in a one-bedroom, Kansas City leaves about $186 more a month. A one-bedroom is about $1,782 in Chicago and $1,167 in Kansas City.
Does Kansas City have state income tax?
Kansas City is in Missouri, which taxes wage income, plus a local wage tax of 1.00%.
What changes if you move from Chicago to Kansas City?
The paycheck is taxed in Missouri. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Chicago and Kansas City changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.