

Jefferson City vs Springfield
$343/mo less in Springfield
Jefferson CitySpringfieldAbout 106 miles apart, close enough to drive.
- Springfield costs you more
- Rent under 30% of pay
Same paycheck, two cities. $2,540/mo in Springfield. $2,883/mo in Jefferson City. −$4,116 a year.
Jefferson City
$2,883
left each month
Springfield
$2,540
−$343 vs Jefferson City
Compare
Same paycheck, another city.
Next
In 2022-2023, 61 households moved Jefferson City → Springfield (avg AGI $44,836). 50 went the other way. The whole move →
−$343 / mo
See full breakdown
| Per month | Jefferson City | Springfield | Difference |
|---|---|---|---|
| Gross pay | $7,083 | $6,725 | −$359 |
| Income and payroll tax | $1,657 | $1,534 | −$123 |
| Take-home pay | $5,426 | $5,191 | −$236 |
| Rent | $742 | $865 | +$123 |
| Getting around | $533 | $518 | −$15 |
| Groceries | $350 | $350 | $0 |
| Healthcare | $394 | $394 | $0 |
| Utilities | $219 | $219 | $0 |
| Everything else | $306 | $306 | $0 |
| Left over | $2,883 | $2,540 | −$343 |
Salary to match Jefferson City
$87,000
Gross pay in Springfield that leaves the same amount as $85,000 in Jefferson City.
Tax difference
+$202
A year, in state and local income tax. Effective rates: 23.4% in Jefferson City, 22.8% in Springfield.
More about Springfield
Jefferson City, MO in full
State income tax topping out at 4.7%, a median 2-bedroom asking rent of $883 and 217 sunny days; commutes average 22 minutes.
Springfield, MO in full
State income tax topping out at 4.7%, a median 2-bedroom asking rent of $1,030 and 219 sunny days; commutes average 23 minutes.
The other way
Start in Springfield.
Springfield → Jefferson City →Questions
Is the cost of living lower in Springfield than Jefferson City?
For one adult in a one-bedroom, Springfield leaves about $343 less a month. A one-bedroom is about $742 in Jefferson City and $865 in Springfield.
Does Springfield have state income tax?
Springfield is in Missouri, which taxes wage income.
What changes if you move from Jefferson City to Springfield?
The paycheck is taxed in Missouri. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Jefferson City and Springfield changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.