Ithaca vs Elmira leftover
You'd keep $638 more a month in Elmira
$2,370/mo leftover in Elmira vs $1,732 in Ithaca after tax and rent ($638 more). +$7,656 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
Ithaca leftover
$1,732
a month after tax and rent
Elmira leftover
$2,370
+$638 vs Ithaca
Compare Ithaca to another metro
Same paycheck. Try a different city next to Ithaca.
Monthly gap
Ithaca → Elmira
$638
more / month in Elmira
$2,370 in Elmira · $1,732 in Ithaca · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
In 2022-2023, 71 households moved Ithaca → Elmira (avg AGI $60,817). 46 went the other way. The whole move →
+$638 / mo
| Per month | Ithaca | Elmira | Difference |
|---|---|---|---|
| Gross pay | $6,708 | $7,012 | +$304 |
| Income and payroll tax | $1,609 | $1,716 | +$107 |
| Take-home pay | $5,100 | $5,297 | +$197 |
| Rent | $1,571 | $898 | −$673 |
| Getting around | $359 | $590 | +$231 |
| Groceries | $397 | $397 | $0 |
| Healthcare | $446 | $446 | $0 |
| Utilities | $248 | $248 | $0 |
| Everything else | $347 | $347 | $0 |
| Left over | $1,732 | $2,370 | +$638 |
To break even in Elmira, you'd need to earn
$72,500
Household gross, versus $80,500 today. That's the salary that leaves you exactly as much at the end of the month as Ithaca does now.
The tax difference alone
−$201
A year, in state and local income tax. Effective rates: 24.0% in Ithaca, 24.5% in Elmira.
More about Elmira
Ithaca, NY in full
State income tax topping out at 9.65%, a median 2-bedroom asking rent of $1,870 and 155 sunny days; commutes average 21 minutes.
Elmira, NY in full
State income tax topping out at 9.65%, a median 2-bedroom asking rent of $1,069 and 164 sunny days; commutes average 20 minutes.
The reverse move
Same two cities, but starting from Elmira on Elmira wages.
Elmira → Ithaca →Questions
Is the cost of living lower in Elmira than Ithaca?
A one-bedroom is about $1,571 in Ithaca versus $898 in Elmira. On a one-adult, one-bedroom household, leftover is about $638 a month higher in Elmira. Change the job or household on the comparison to see your number.
Does Elmira have state income tax?
Elmira is in New York, which taxes wage income.
What changes if you move from Ithaca to Elmira?
Take-home pay is recalculated under New York tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Ithaca and Elmira moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.