

Iowa City vs Philadelphia
$107/mo less in Philadelphia
Iowa CityPhiladelphiaAbout 862 miles apart, a flight.
- Philadelphia costs you more
- Rent under 30% of pay
Same paycheck, two cities. $2,411/mo in Philadelphia. $2,518/mo in Iowa City. −$1,284 a year.
Iowa City
$2,518
left each month
Philadelphia
$2,411
−$107 vs Iowa City
Compare
Same paycheck, another city.
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−$107 / mo
See full breakdown
| Per month | Iowa City | Philadelphia | Difference |
|---|---|---|---|
| Gross pay | $6,542 | $8,090 | +$1,548 |
| Income and payroll tax | $1,443 | $2,251 | +$808 |
| Take-home pay | $5,099 | $5,838 | +$740 |
| Rent | $911 | $1,530 | +$619 |
| Getting around | $411 | $418 | +$7 |
| Groceries | $347 | $408 | +$61 |
| Healthcare | $391 | $459 | +$68 |
| Utilities | $217 | $255 | +$38 |
| Everything else | $304 | $357 | +$53 |
| Left over | $2,518 | $2,411 | −$107 |
Salary to match Iowa City
$99,000
Gross pay in Philadelphia that leaves the same amount as $78,500 in Iowa City.
Tax difference
−$4,192
A year, in state and local income tax. Effective rates: 22.1% in Iowa City, 27.8% in Philadelphia.
More about Philadelphia
Iowa City, IA in full
A flat 3.8% state income tax, a median 2-bedroom asking rent of $1,085 and 207 sunny days; commutes average 20 minutes.
Philadelphia, PA in full
East Coast density at half of Boston's rent, minus a 3.75% city wage tax.
The other way
Start in Philadelphia.
Philadelphia → Iowa City →Questions
Is the cost of living lower in Philadelphia than Iowa City?
For one adult in a one-bedroom, Philadelphia leaves about $107 less a month. A one-bedroom is about $911 in Iowa City and $1,530 in Philadelphia.
Does Philadelphia have state income tax?
Philadelphia is in Pennsylvania, which taxes wage income, plus a local wage tax of 3.75%.
What changes if you move from Iowa City to Philadelphia?
The paycheck is taxed in Pennsylvania. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Iowa City and Philadelphia changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.