

Indianapolis vs Iowa City
$55/mo more in Iowa City
IndianapolisIowa CityAbout 313 miles apart, close enough to drive.
- Iowa City leaves you more
- Property tax 1.54%
- Rent under 30% of pay
Same paycheck, two cities. $2,534/mo in Iowa City. $2,479/mo in Indianapolis. +$660 a year.
Indianapolis
$2,479
left each month
Iowa City
$2,534
+$55 vs Indianapolis
Compare
Same paycheck, another city.
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+$55 / mo
See full breakdown
| Per month | Indianapolis | Iowa City | Difference |
|---|---|---|---|
| Gross pay | $7,417 | $6,566 | −$851 |
| Income and payroll tax | $1,870 | $1,451 | −$419 |
| Take-home pay | $5,547 | $5,115 | −$432 |
| Rent | $1,189 | $911 | −$278 |
| Getting around | $545 | $411 | −$134 |
| Groceries | $368 | $347 | −$21 |
| Healthcare | $414 | $391 | −$23 |
| Utilities | $230 | $217 | −$13 |
| Everything else | $322 | $304 | −$18 |
| Left over | $2,479 | $2,534 | +$55 |
Salary to match Indianapolis
$78,000
Gross pay in Iowa City that leaves the same amount as $89,000 in Indianapolis.
Tax difference
+$1,999
A year, in state and local income tax. Effective rates: 25.2% in Indianapolis, 22.1% in Iowa City.
More about Iowa City
Indianapolis, IN in full
Cheap housing, a 3% flat state tax, and a short commute.
Iowa City, IA in full
A flat 3.8% state income tax, a median 2-bedroom asking rent of $1,085 and 207 sunny days; commutes average 20 minutes.
The other way
Start in Iowa City.
Iowa City → Indianapolis →Questions
Is the cost of living lower in Iowa City than Indianapolis?
For one adult in a one-bedroom, Iowa City leaves about $55 more a month. A one-bedroom is about $1,189 in Indianapolis and $911 in Iowa City.
Does Iowa City have state income tax?
Iowa City is in Iowa, which taxes wage income.
What changes if you move from Indianapolis to Iowa City?
The paycheck is taxed in Iowa. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Indianapolis and Iowa City changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.