

Houston vs Phoenix
$595/mo less in Phoenix
HoustonPhoenixAbout 1,012 miles apart, a flight.
- Phoenix costs you more
- Rent under 30% of pay
- 299 sunny days
Same paycheck, two cities. $2,565/mo in Phoenix. $3,160/mo in Houston. −$7,140 a year.
Houston
$3,160
left each month
Phoenix
$2,565
−$595 vs Houston
Compare
Same paycheck, another city.
Next
In 2022-2023, 1,024 households moved Houston → Phoenix (avg AGI $100,239). 1,117 went the other way. The whole move →
−$595 / mo
See full breakdown
| Per month | Houston | Phoenix | Difference |
|---|---|---|---|
| Gross pay | $7,958 | $7,568 | −$390 |
| Income and payroll tax | $1,661 | $1,704 | +$43 |
| Take-home pay | $6,298 | $5,864 | −$433 |
| Rent | $1,188 | $1,277 | +$89 |
| Getting around | $572 | $586 | +$14 |
| Groceries | $380 | $396 | +$16 |
| Healthcare | $428 | $446 | +$18 |
| Utilities | $238 | $248 | +$10 |
| Everything else | $333 | $347 | +$14 |
| Left over | $3,160 | $2,565 | −$595 |
Salary to match Houston
$101,500
Gross pay in Phoenix that leaves the same amount as $95,500 in Houston.
Tax difference
−$1,905
A year, in state and local income tax. Effective rates: 20.9% in Houston, 22.5% in Phoenix.
More about Phoenix
Houston, TX in full
The cheapest housing of any top-10 metro, paid for in property tax and humidity.
Phoenix, AZ in full
A 2.5% flat income tax, cheap housing for a big metro, and a genuinely dangerous July.
The other way
Start in Phoenix.
Phoenix → Houston →Questions
Is the cost of living lower in Phoenix than Houston?
For one adult in a one-bedroom, Phoenix leaves about $595 less a month. A one-bedroom is about $1,188 in Houston and $1,277 in Phoenix.
Does Phoenix have state income tax?
Phoenix is in Arizona, which taxes wage income.
What changes if you move from Houston to Phoenix?
The paycheck is taxed in Arizona. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Houston and Phoenix changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.