

Chambersburg vs Harrisburg
$103/mo less in Harrisburg
ChambersburgHarrisburgAbout 45 miles apart, close enough to drive.
- Harrisburg costs you more
- Rent under 30% of pay
Same paycheck, two cities. $2,708/mo in Harrisburg. $2,811/mo in Chambersburg. −$1,236 a year.
Chambersburg
$2,811
left each month
Harrisburg
$2,708
−$103 vs Chambersburg
Compare
Same paycheck, another city.
Next
In 2022-2023, 576 households moved Chambersburg → Harrisburg (avg AGI $47,559). 549 went the other way. The whole move →
−$103 / mo
See full breakdown
| Per month | Chambersburg | Harrisburg | Difference |
|---|---|---|---|
| Gross pay | $7,625 | $7,703 | +$78 |
| Income and payroll tax | $1,872 | $1,899 | +$26 |
| Take-home pay | $5,753 | $5,804 | +$52 |
| Rent | $897 | $1,115 | +$218 |
| Getting around | $591 | $527 | −$64 |
| Groceries | $401 | $401 | $0 |
| Healthcare | $451 | $451 | $0 |
| Utilities | $251 | $251 | $0 |
| Everything else | $351 | $351 | $0 |
| Left over | $2,811 | $2,708 | −$103 |
Salary to match Chambersburg
$94,500
Gross pay in Harrisburg that leaves the same amount as $91,500 in Chambersburg.
Tax difference
−$38
A year, in state and local income tax. Effective rates: 24.6% in Chambersburg, 24.6% in Harrisburg.
More about Harrisburg
Chambersburg, PA in full
A flat 3.07% state income tax, a median 2-bedroom asking rent of $1,068 and 194 sunny days; commutes average 24 minutes.
Harrisburg, PA in full
A flat 3.07% state income tax, a median 2-bedroom asking rent of $1,327 and 197 sunny days; commutes average 23 minutes.
The other way
Start in Harrisburg.
Harrisburg → Chambersburg →Questions
Is the cost of living lower in Harrisburg than Chambersburg?
For one adult in a one-bedroom, Harrisburg leaves about $103 less a month. A one-bedroom is about $897 in Chambersburg and $1,115 in Harrisburg.
Does Harrisburg have state income tax?
Harrisburg is in Pennsylvania, which taxes wage income, plus a local wage tax of 1.00%.
What changes if you move from Chambersburg to Harrisburg?
The paycheck is taxed in Pennsylvania. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Chambersburg and Harrisburg changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.