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Chicago · Registered nurse · $98,500 · One adult, renting a 1-bedroom
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Burnside's Bridge
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Chambersburg, Pennsylvania (4036342749)
Doug Kerr from Albany, NY, United States. CC BY-SA 2.0. Photo source · License

Hagerstown vs Chambersburg

$525/mo more in Chambersburg

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical month
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HagerstownChambersburgAbout 29 miles apart, close enough to drive.

  • Chambersburg leaves you more
  • Rent under 30% of pay

Same paycheck, two cities. $2,807/mo in Chambersburg. $2,282/mo in Hagerstown. +$6,300 a year.

Hagerstown

$2,282

left each month

Chambersburg

$2,807

+$525 vs Hagerstown

Compare

Same paycheck, another city.

Chambersburg wins 3 of 4Hagerstown 1 · ties 0
$5,434Take-home · Chambersburg$5,749
$1,167Rent · Chambersburg$897
$1,985Other bills · Hagerstown$2,045
$2,282Left over · Chambersburg$2,807

Next

In 2022-2023, 565 households moved Hagerstown → Chambersburg (avg AGI $55,777). 393 went the other way. The whole move →

+$525 / mo

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical monthHagerstownChambersburg
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Chambersburg · this breakdownHagerstown · home
See full breakdown
Monthly and annual budget comparison between Hagerstown, MD and Chambersburg, PA
Per monthHagerstownChambersburgDifference
Gross pay$7,542$7,620+$78
Income and payroll tax$2,107$1,870−$237
Take-home pay$5,434$5,749+$315
Rent$1,167$897−$270
Getting around$574$591+$17
Groceries$389$401+$12
Healthcare$438$451+$13
Utilities$243$251+$8
Everything else$341$351+$10
Left over$2,282$2,807+$525

Salary to match Hagerstown

$82,000

Gross pay in Chambersburg that leaves the same amount as $90,500 in Hagerstown.

Tax difference

+$3,119

A year, in state and local income tax. Effective rates: 27.9% in Hagerstown, 24.5% in Chambersburg.

More about Chambersburg

Hagerstown, MD in full

State income tax topping out at 5.75%, a median 2-bedroom asking rent of $1,389 and 204 sunny days; commutes average 31 minutes.

Chambersburg, PA in full

A flat 3.07% state income tax, a median 2-bedroom asking rent of $1,068 and 194 sunny days; commutes average 24 minutes.

The other way

Start in Chambersburg.

Chambersburg → Hagerstown →

Questions

Is the cost of living lower in Chambersburg than Hagerstown?

For one adult in a one-bedroom, Chambersburg leaves about $525 more a month. A one-bedroom is about $1,167 in Hagerstown and $897 in Chambersburg.

Does Chambersburg have state income tax?

Chambersburg is in Pennsylvania, which taxes wage income, plus a local wage tax of 1.00%.

What changes if you move from Hagerstown to Chambersburg?

The paycheck is taxed in Pennsylvania. Rent stays at the same bedroom count. What you keep is the difference.

Left over each month is take-home pay minus rent and the rest of the bills. The gap between Hagerstown and Chambersburg changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Estimate, not a quote. How we figure this.