Example household · $83,730 · same pay · 1 adult

Chambersburg, Pennsylvania (4036342749)

Chambersburg

Cost of Living in Chambersburg, PA (2026): Rent, Utilities & Take-Home

$2,419 left/mo

Photo: Doug Kerr / Wikimedia

$2,942/mo in Chambersburg. $2,419 left each month. Prices near the US average.

Monthly costs

Take-home $5,361/mo.

  • Taxes$1,617
  • Rent$897
  • Other$2,045
  • Left$2,419

Pay and tax, per year

Gross household pay
$83,730
Federal income tax
−$9,591
Social Security and Medicare
−$6,405
State income tax (PA)
−$2,571
City / county wage tax
−$837
Take-home pay
$64,326
Effective tax rate
23.2%

Living costs, per month

Rent, 1br
$897
Groceries
$401
Getting around
$591
Healthcare
$451
Utilities and internet
$251
Everything else
$351
Total spending
$2,942

After tax and rent

$2,419 left/mo

Stats

Rent
$1,068
2 bd median
Take-home
$5,361
Per month
Tax
23%
Of pay
Prices
At US
Besides rent

Average electric bill in Pennsylvania

About $174 a month for a household using 900 kWh. That is the EIA residential price for Pennsylvania in 2025, 19.29¢ per kWh. It is a state average, not a Chambersburg utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Chambersburg

Take-home by job in Chambersburg

Pay and leftover for every job in Chambersburg

Other Pennsylvania metros

All Pennsylvania metros

Compare Chambersburg

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