

Gulfport vs Pensacola
$123/mo more in Pensacola
GulfportPensacolaAbout 110 miles apart, close enough to drive.
- Pensacola leaves you more
- No state income tax
- Rent under 30% of pay
Same paycheck, two cities. $2,199/mo in Pensacola. $2,076/mo in Gulfport. +$1,476 a year.
Gulfport
$2,076
left each month
Pensacola
$2,199
+$123 vs Gulfport
Compare
Same paycheck, another city.
Next
In 2022-2023, 122 households moved Gulfport → Pensacola (avg AGI $53,557). 96 went the other way. The whole move →
+$123 / mo
See full breakdown
| Per month | Gulfport | Pensacola | Difference |
|---|---|---|---|
| Gross pay | $6,625 | $6,773 | +$148 |
| Income and payroll tax | $1,549 | $1,309 | −$239 |
| Take-home pay | $5,076 | $5,463 | +$387 |
| Rent | $1,060 | $1,337 | +$277 |
| Getting around | $584 | $525 | −$59 |
| Groceries | $374 | $387 | +$13 |
| Healthcare | $421 | $435 | +$14 |
| Utilities | $234 | $242 | +$8 |
| Everything else | $327 | $338 | +$11 |
| Left over | $2,076 | $2,199 | +$123 |
Salary to match Gulfport
$79,000
Gross pay in Pensacola that leaves the same amount as $79,500 in Gulfport.
Tax difference
+$3,397
A year, in state and local income tax. Florida has no wage income tax.
More about Pensacola
Gulfport, MS in full
A flat 4.4% state income tax, a median 2-bedroom asking rent of $1,262 and 230 sunny days; commutes average 26 minutes.
Pensacola, FL in full
No state income tax, a median 2-bedroom asking rent of $1,592 and 233 sunny days; commutes average 26 minutes.
The other way
Start in Pensacola.
Pensacola → Gulfport →Questions
Is the cost of living lower in Pensacola than Gulfport?
For one adult in a one-bedroom, Pensacola leaves about $123 more a month. A one-bedroom is about $1,060 in Gulfport and $1,337 in Pensacola.
Does Pensacola have state income tax?
Pensacola is in Florida, which has no state income tax.
What changes if you move from Gulfport to Pensacola?
The paycheck is taxed in Florida. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Gulfport and Pensacola changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.