Example household · $83,730 · same pay · 1 adult

Pensacola

Housing in Pensacola, FL: Rent, Home Prices & Property Tax

$2,381 left/mo

$1,337/mo (1 bd) in Pensacola. Median home $260,500. Property tax 0.60%.

Rent (1-bedroom)
$1,337
/mo
Buy
$1,789
Mortgage, tax, insurance
Buying costs more
$452
/mo

To buy

  • 20% down payment$52,100
  • Mortgage at 7.24%$1,420
  • Property tax (0.60% of value)$130/mo · $1,563/yr
  • Insurance and upkeep$239
  • Monthly total$1,789

Months to 20% down

$2,381 left each month. About 22 months (1.8 years) to save $52,100.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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