

Billings vs Grand Forks
$537/mo more in Grand Forks
BillingsGrand ForksAbout 587 miles apart, a flight.
- Grand Forks leaves you more
- Rent under 30% of pay
- Real winters
Same paycheck, two cities. $2,853/mo in Grand Forks. $2,316/mo in Billings. +$6,444 a year.
Billings
$2,316
left each month
Grand Forks
$2,853
+$537 vs Billings
Compare
Same paycheck, another city.
Next
+$537 / mo
See full breakdown
| Per month | Billings | Grand Forks | Difference |
|---|---|---|---|
| Gross pay | $7,125 | $6,969 | −$156 |
| Income and payroll tax | $1,741 | $1,401 | −$340 |
| Take-home pay | $5,384 | $5,568 | +$184 |
| Rent | $1,101 | $924 | −$177 |
| Getting around | $572 | $525 | −$47 |
| Groceries | $385 | $349 | −$36 |
| Healthcare | $433 | $393 | −$40 |
| Utilities | $241 | $218 | −$23 |
| Everything else | $337 | $306 | −$31 |
| Left over | $2,316 | $2,853 | +$537 |
Salary to match Billings
$74,000
Gross pay in Grand Forks that leaves the same amount as $85,500 in Billings.
Tax difference
+$3,529
A year, in state and local income tax. Effective rates: 24.4% in Billings, 20.1% in Grand Forks.
More about Grand Forks
Billings, MT in full
State income tax topping out at 5.9%, a median 2-bedroom asking rent of $1,311 and 212 sunny days; commutes average 20 minutes.
Grand Forks, ND in full
State income tax topping out at 2.5%, a median 2-bedroom asking rent of $1,100 and 186 sunny days; commutes average 17 minutes.
The other way
Start in Grand Forks.
Grand Forks → Billings →Questions
Is the cost of living lower in Grand Forks than Billings?
For one adult in a one-bedroom, Grand Forks leaves about $537 more a month. A one-bedroom is about $1,101 in Billings and $924 in Grand Forks.
Does Grand Forks have state income tax?
Grand Forks is in North Dakota, which taxes wage income.
What changes if you move from Billings to Grand Forks?
The paycheck is taxed in North Dakota. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Billings and Grand Forks changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.