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Chicago · Registered nurse · $98,500 · One adult, renting a 1-bedroom
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Gainesville skyline
Jud McCranie. CC BY-SA 4.0. Photo source · License
Ocala
Luv24jmg. CC BY-SA 3.0. Photo source · License

Gainesville vs Ocala

$72/mo more in Ocala

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical month
Less leftMore left

GainesvilleOcalaAbout 41 miles apart, close enough to drive.

  • Ocala leaves you more
  • No state income tax
  • Rent under 30% of pay

Same paycheck, two cities. $2,035/mo in Ocala. $1,963/mo in Gainesville. +$864 a year.

Gainesville

$1,963

left each month

Ocala

$2,035

+$72 vs Gainesville

Compare

Same paycheck, another city.

Ocala wins 3 of 4Gainesville 1 · ties 0
$5,184Take-home · Ocala$5,244
$1,305Rent · Ocala$1,226
$1,916Other bills · Gainesville$1,983
$1,963Left over · Ocala$2,035

Next

In 2022-2023, 708 households moved Gainesville → Ocala (avg AGI $52,530). 778 went the other way. The whole move →

+$72 / mo

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical monthGainesvilleOcala
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Ocala · this breakdownGainesville · home
See full breakdown
Monthly and annual budget comparison between Gainesville, FL and Ocala, FL
Per monthGainesvilleOcalaDifference
Gross pay$6,375$6,461+$86
Income and payroll tax$1,191$1,217+$25
Take-home pay$5,184$5,244+$60
Rent$1,305$1,226−$79
Getting around$514$581+$67
Groceries$387$387$0
Healthcare$435$435$0
Utilities$242$242$0
Everything else$338$338$0
Left over$1,963$2,035+$72

Salary to match Gainesville

$76,500

Gross pay in Ocala that leaves the same amount as $76,500 in Gainesville.

Tax difference

$0

A year, in state and local income tax. Florida has no wage income tax.

More about Ocala

Gainesville, FL in full

No state income tax, a median 2-bedroom asking rent of $1,553 and 250 sunny days; commutes average 23 minutes.

Ocala, FL in full

No state income tax, a median 2-bedroom asking rent of $1,459 and 248 sunny days; commutes average 26 minutes.

The other way

Start in Ocala.

Ocala → Gainesville →

Questions

Is the cost of living lower in Ocala than Gainesville?

For one adult in a one-bedroom, Ocala leaves about $72 more a month. A one-bedroom is about $1,305 in Gainesville and $1,226 in Ocala.

Does Ocala have state income tax?

Ocala is in Florida, which has no state income tax.

What changes if you move from Gainesville to Ocala?

The paycheck is taxed in Florida. Rent stays at the same bedroom count. What you keep is the difference.

Left over each month is take-home pay minus rent and the rest of the bills. The gap between Gainesville and Ocala changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Estimate, not a quote. How we figure this.