

Boulder vs Fort Collins
$96/mo less in Fort Collins
BoulderFort CollinsAbout 39 miles apart, close enough to drive.
- Fort Collins costs you more
- Rent under 30% of pay
- 253 sunny days
Same paycheck, two cities. $2,395/mo in Fort Collins. $2,491/mo in Boulder. −$1,152 a year.
Boulder
$2,491
left each month
Fort Collins
$2,395
−$96 vs Boulder
Compare
Same paycheck, another city.
Next
In 2022-2023, 984 households moved Boulder → Fort Collins (avg AGI $89,409). 742 went the other way. The whole move →
−$96 / mo
See full breakdown
| Per month | Boulder | Fort Collins | Difference |
|---|---|---|---|
| Gross pay | $7,792 | $7,558 | −$234 |
| Income and payroll tax | $1,901 | $1,821 | −$80 |
| Take-home pay | $5,891 | $5,737 | −$154 |
| Rent | $1,647 | $1,473 | −$174 |
| Getting around | $342 | $459 | +$117 |
| Groceries | $389 | $389 | $0 |
| Healthcare | $438 | $438 | $0 |
| Utilities | $243 | $243 | $0 |
| Everything else | $341 | $341 | $0 |
| Left over | $2,491 | $2,395 | −$96 |
Salary to match Boulder
$92,500
Gross pay in Fort Collins that leaves the same amount as $93,500 in Boulder.
Tax difference
+$124
A year, in state and local income tax. Effective rates: 24.4% in Boulder, 24.1% in Fort Collins.
More about Fort Collins
Boulder, CO in full
A flat 4.4% state income tax, a median 2-bedroom asking rent of $1,961 and 250 sunny days; commutes average 23 minutes.
Fort Collins, CO in full
A flat 4.4% state income tax, a median 2-bedroom asking rent of $1,753 and 253 sunny days; commutes average 23 minutes.
The other way
Start in Fort Collins.
Fort Collins → Boulder →Questions
Is the cost of living lower in Fort Collins than Boulder?
For one adult in a one-bedroom, Fort Collins leaves about $96 less a month. A one-bedroom is about $1,647 in Boulder and $1,473 in Fort Collins.
Does Fort Collins have state income tax?
Fort Collins is in Colorado, which taxes wage income.
What changes if you move from Boulder to Fort Collins?
The paycheck is taxed in Colorado. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Boulder and Fort Collins changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.