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Chicago · Registered nurse · $98,500 · One adult, renting a 1-bedroom
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Flint skyline
Blueskiesfalling (Connor Coyne). Public domain. Photo source · License
Saginaw skyline
User:Hsxeric. CC BY-SA 4.0. Photo source · License

Flint vs Saginaw

$7/mo more in Saginaw

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical month
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FlintSaginawAbout 28 miles apart, close enough to drive.

  • Saginaw leaves you more
  • Property tax 1.57%
  • Rent under 30% of pay

Same paycheck, two cities. $2,214/mo in Saginaw. $2,207/mo in Flint. +$84 a year.

Flint

$2,207

left each month

Saginaw

$2,214

+$7 vs Flint

Compare

Same paycheck, another city.

Saginaw wins 2 of 4Flint 2 · ties 0
$5,032Take-home · Flint$5,011
$887Rent · Saginaw$856
$1,938Other bills · Flint$1,941
$2,207Left over · Saginaw$2,214

Next

In 2022-2023, 405 households moved Flint → Saginaw (avg AGI $45,748). 414 went the other way. The whole move →

+$7 / mo

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical monthFlintSaginaw
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Saginaw · this breakdownFlint · home
See full breakdown
Monthly and annual budget comparison between Flint, MI and Saginaw, MI
Per monthFlintSaginawDifference
Gross pay$6,625$6,594−$31
Income and payroll tax$1,593$1,583−$11
Take-home pay$5,032$5,011−$20
Rent$887$856−$31
Getting around$569$573+$4
Groceries$378$378$0
Healthcare$425$425$0
Utilities$236$236$0
Everything else$330$330$0
Left over$2,207$2,214+$7

Salary to match Flint

$79,000

Gross pay in Saginaw that leaves the same amount as $79,500 in Flint.

Tax difference

+$20

A year, in state and local income tax. Effective rates: 24.1% in Flint, 24.0% in Saginaw.

More about Saginaw

Flint, MI in full

A flat 4.25% state income tax, a median 2-bedroom asking rent of $1,056 and 165 sunny days; commutes average 27 minutes.

Saginaw, MI in full

A flat 4.25% state income tax, a median 2-bedroom asking rent of $1,019 and 166 sunny days; commutes average 22 minutes.

The other way

Start in Saginaw.

Saginaw → Flint →

Questions

Is the cost of living lower in Saginaw than Flint?

For one adult in a one-bedroom, Saginaw leaves about $7 more a month. A one-bedroom is about $887 in Flint and $856 in Saginaw.

Does Saginaw have state income tax?

Saginaw is in Michigan, which taxes wage income, plus a local wage tax of 1.00%.

What changes if you move from Flint to Saginaw?

The paycheck is taxed in Michigan. Rent stays at the same bedroom count. What you keep is the difference.

Left over each month is take-home pay minus rent and the rest of the bills. The gap between Flint and Saginaw changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Estimate, not a quote. How we figure this.