

Denver vs Lubbock
$43/mo less in Lubbock
DenverLubbockAbout 445 miles apart, close enough to drive.
- Lubbock costs you more
- No state income tax
- Property tax 1.53%
Same paycheck, two cities. $2,588/mo in Lubbock. $2,631/mo in Denver. −$516 a year.
Denver
$2,631
left each month
Lubbock
$2,588
−$43 vs Denver
Compare
Same paycheck, another city.
Next
−$43 / mo
See full breakdown
| Per month | Denver | Lubbock | Difference |
|---|---|---|---|
| Gross pay | $8,250 | $6,514 | −$1,736 |
| Income and payroll tax | $2,057 | $1,233 | −$824 |
| Take-home pay | $6,193 | $5,282 | −$912 |
| Rent | $1,489 | $817 | −$672 |
| Getting around | $551 | $561 | +$10 |
| Groceries | $420 | $363 | −$57 |
| Healthcare | $473 | $408 | −$65 |
| Utilities | $263 | $227 | −$36 |
| Everything else | $368 | $317 | −$51 |
| Left over | $2,631 | $2,588 | −$43 |
Salary to match Denver
$79,000
Gross pay in Lubbock that leaves the same amount as $99,000 in Denver.
Tax difference
+$3,714
A year, in state and local income tax. Texas has no wage income tax.
More about Lubbock
Denver, CO in full
Mountains in an hour, 245 sunny days, and a flat 4.4% state tax.
Lubbock, TX in full
No state income tax, a median 2-bedroom asking rent of $973 and 262 sunny days; commutes average 18 minutes.
The other way
Start in Lubbock.
Lubbock → Denver →Questions
Is the cost of living lower in Lubbock than Denver?
For one adult in a one-bedroom, Lubbock leaves about $43 less a month. A one-bedroom is about $1,489 in Denver and $817 in Lubbock.
Does Lubbock have state income tax?
Lubbock is in Texas, which has no state income tax.
What changes if you move from Denver to Lubbock?
The paycheck is taxed in Texas. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Denver and Lubbock changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.