

Chicago vs Dallas
$623/mo more in Dallas
ChicagoDallasAbout 793 miles apart, a flight.
- Dallas leaves you more
- No state income tax
- Rent under 30% of pay
Same paycheck, two cities. $3,049/mo in Dallas. $2,426/mo in Chicago. +$7,476 a year.
Chicago
$2,426
left each month
Dallas
$3,049
+$623 vs Chicago
Compare
Same paycheck, another city.
Next
In 2022-2023, 3,289 households moved Chicago → Dallas (avg AGI $141,693). 1,909 went the other way. The whole move →
+$623 / mo
See full breakdown
| Per month | Chicago | Dallas | Difference |
|---|---|---|---|
| Gross pay | $8,208 | $7,974 | −$235 |
| Income and payroll tax | $2,130 | $1,665 | −$464 |
| Take-home pay | $6,079 | $6,308 | +$230 |
| Rent | $1,782 | $1,258 | −$524 |
| Getting around | $392 | $580 | +$188 |
| Groceries | $408 | $392 | −$16 |
| Healthcare | $459 | $441 | −$18 |
| Utilities | $255 | $245 | −$10 |
| Everything else | $357 | $343 | −$14 |
| Left over | $2,426 | $3,049 | +$623 |
Salary to match Chicago
$85,000
Gross pay in Dallas that leaves the same amount as $98,500 in Chicago.
Tax difference
+$4,738
A year, in state and local income tax. Texas has no wage income tax.
More about Dallas
Chicago, IL in full
World-class city amenities at Midwest home prices, funded by 2.1% property tax.
Dallas, TX in full
No income tax, endless new construction, and a 1.5% property tax bill.
The other way
Start in Dallas.
Dallas → Chicago →Questions
Is the cost of living lower in Dallas than Chicago?
For one adult in a one-bedroom, Dallas leaves about $623 more a month. A one-bedroom is about $1,782 in Chicago and $1,258 in Dallas.
Does Dallas have state income tax?
Dallas is in Texas, which has no state income tax.
What changes if you move from Chicago to Dallas?
The paycheck is taxed in Texas. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Chicago and Dallas changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.