Uprootmap
Chicago · Registered nurse · $98,500 · One adult, renting a 1-bedroom
Uprootmap
Cleveland skyline
Erik Drost. CC BY 4.0. Photo source · License
Toledo skyline
Chris Rycroft from Madison, Wisconsin, United States. CC BY 2.0. Photo source · License

Cleveland vs Toledo

$279/mo less in Toledo

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical month
Less leftMore left

ClevelandToledoAbout 117 miles apart, close enough to drive.

  • Toledo costs you more
  • Property tax 1.61%
  • Rent under 30% of pay

Same paycheck, two cities. $2,408/mo in Toledo. $2,687/mo in Cleveland. −$3,348 a year.

Cleveland

$2,687

left each month

Toledo

$2,408

−$279 vs Cleveland

Compare

Same paycheck, another city.

Toledo wins 1 of 4Cleveland 3 · ties 0
$5,587Take-home · Cleveland$5,291
$1,065Rent · Toledo$953
$1,835Other bills · Cleveland$1,930
$2,687Left over · Cleveland$2,408

Next

In 2022-2023, 309 households moved Cleveland → Toledo (avg AGI $56,909). 385 went the other way. The whole move →

−$279 / mo

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical monthClevelandToledo
Less leftMore left
Toledo · this breakdownCleveland · home
See full breakdown
Monthly and annual budget comparison between Cleveland, OH and Toledo, OH
Per monthClevelandToledoDifference
Gross pay$7,417$6,909−$507
Income and payroll tax$1,830$1,618−$212
Take-home pay$5,587$5,291−$296
Rent$1,065$953−$112
Getting around$515$571+$56
Groceries$364$375+$11
Healthcare$410$422+$12
Utilities$228$234+$6
Everything else$319$328+$9
Left over$2,687$2,408−$279

Salary to match Cleveland

$88,000

Gross pay in Toledo that leaves the same amount as $89,000 in Cleveland.

Tax difference

+$734

A year, in state and local income tax. Effective rates: 24.7% in Cleveland, 23.4% in Toledo.

More about Toledo

Cleveland, OH in full

World-class hospitals and an orchestra, at the lowest rents of any large metro.

Toledo, OH in full

State income tax topping out at 3.5%, a median 2-bedroom asking rent of $1,135 and 178 sunny days; commutes average 21 minutes.

The other way

Start in Toledo.

Toledo → Cleveland →

Questions

Is the cost of living lower in Toledo than Cleveland?

For one adult in a one-bedroom, Toledo leaves about $279 less a month. A one-bedroom is about $1,065 in Cleveland and $953 in Toledo.

Does Toledo have state income tax?

Toledo is in Ohio, which taxes wage income, plus a local wage tax of 2.00%.

What changes if you move from Cleveland to Toledo?

The paycheck is taxed in Ohio. Rent stays at the same bedroom count. What you keep is the difference.

Left over each month is take-home pay minus rent and the rest of the bills. The gap between Cleveland and Toledo changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Estimate, not a quote. How we figure this.