
Chicago vs Boise
$422/mo less in Boise
ChicagoBoiseAbout 1,440 miles apart, a flight.
- Boise costs you more
- Rent under 30% of pay
Same paycheck, two cities. $2,004/mo in Boise. $2,426/mo in Chicago. −$5,064 a year.
Chicago
$2,426
left each month
Boise
$2,004
−$422 vs Chicago
Compare
Same paycheck, another city.
Next
In 2022-2023, 54 households moved Chicago → Boise (avg AGI $99,519). 57 went the other way. The whole move →
−$422 / mo
See full breakdown
| Per month | Chicago | Boise | Difference |
|---|---|---|---|
| Gross pay | $8,208 | $7,036 | −$1,173 |
| Income and payroll tax | $2,130 | $1,719 | −$411 |
| Take-home pay | $6,079 | $5,317 | −$761 |
| Rent | $1,782 | $1,383 | −$399 |
| Getting around | $392 | $524 | +$132 |
| Groceries | $408 | $388 | −$20 |
| Healthcare | $459 | $437 | −$22 |
| Utilities | $255 | $243 | −$12 |
| Everything else | $357 | $340 | −$17 |
| Left over | $2,426 | $2,004 | −$422 |
Salary to match Chicago
$92,500
Gross pay in Boise that leaves the same amount as $98,500 in Chicago.
Tax difference
+$762
A year, in state and local income tax. Effective rates: 25.9% in Chicago, 24.4% in Boise.
More about Boise
Chicago, IL in full
World-class city amenities at Midwest home prices, funded by 2.1% property tax.
Boise, ID in full
Outdoor access that rivals Denver, on wages that haven't caught up to the home prices.
The other way
Start in Boise.
Boise → Chicago →Questions
Is the cost of living lower in Boise than Chicago?
For one adult in a one-bedroom, Boise leaves about $422 less a month. A one-bedroom is about $1,782 in Chicago and $1,383 in Boise.
Does Boise have state income tax?
Boise is in Idaho, which taxes wage income.
What changes if you move from Chicago to Boise?
The paycheck is taxed in Idaho. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Chicago and Boise changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.