

Cape Coral vs Punta Gorda
$159/mo less in Punta Gorda
Cape CoralPunta GordaAbout 24 miles apart, close enough to drive.
- Punta Gorda costs you more
- No state income tax
- Rent under 30% of pay
Same paycheck, two cities. $2,104/mo in Punta Gorda. $2,263/mo in Cape Coral. −$1,908 a year.
Cape Coral
$2,263
left each month
Punta Gorda
$2,104
−$159 vs Cape Coral
Compare
Same paycheck, another city.
Next
In 2022-2023, 1,017 households moved Cape Coral → Punta Gorda (avg AGI $92,373). 539 went the other way. The whole move →
−$159 / mo
See full breakdown
| Per month | Cape Coral | Punta Gorda | Difference |
|---|---|---|---|
| Gross pay | $6,958 | $6,569 | −$390 |
| Income and payroll tax | $1,364 | $1,249 | −$116 |
| Take-home pay | $5,594 | $5,320 | −$274 |
| Rent | $1,398 | $1,297 | −$101 |
| Getting around | $531 | $517 | −$14 |
| Groceries | $387 | $387 | $0 |
| Healthcare | $435 | $435 | $0 |
| Utilities | $242 | $242 | $0 |
| Everything else | $338 | $338 | $0 |
| Left over | $2,263 | $2,104 | −$159 |
Salary to match Cape Coral
$81,500
Gross pay in Punta Gorda that leaves the same amount as $83,500 in Cape Coral.
Tax difference
$0
A year, in state and local income tax. Florida has no wage income tax.
More about Punta Gorda
Cape Coral, FL in full
No state income tax, a median 2-bedroom asking rent of $1,664 and 267 sunny days; commutes average 28 minutes.
Punta Gorda, FL in full
No state income tax, a median 2-bedroom asking rent of $1,544 and 266 sunny days; commutes average 27 minutes.
The other way
Start in Punta Gorda.
Punta Gorda → Cape Coral →Questions
Is the cost of living lower in Punta Gorda than Cape Coral?
For one adult in a one-bedroom, Punta Gorda leaves about $159 less a month. A one-bedroom is about $1,398 in Cape Coral and $1,297 in Punta Gorda.
Does Punta Gorda have state income tax?
Punta Gorda is in Florida, which has no state income tax.
What changes if you move from Cape Coral to Punta Gorda?
The paycheck is taxed in Florida. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Cape Coral and Punta Gorda changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.