Boston vs Worcester leftover
You'd keep $492 more a month in Worcester
$2,442/mo leftover in Worcester vs $1,950 in Boston after tax and rent ($492 more). +$5,904 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
Boston leftover
$1,950
a month after tax and rent
Worcester leftover
$2,442
+$492 vs Boston
Compare Boston to another metro
Same paycheck. Try a different city next to Boston.
Monthly gap
Boston → Worcester
$492
more / month in Worcester
$2,442 in Worcester · $1,950 in Boston · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
In 2022-2023, 7,548 households moved Boston → Worcester (avg AGI $88,476). 5,500 went the other way. The whole move →
+$492 / mo
| Per month | Boston | Worcester | Difference |
|---|---|---|---|
| Gross pay | $9,042 | $8,332 | −$709 |
| Income and payroll tax | $2,416 | $2,170 | −$246 |
| Take-home pay | $6,626 | $6,162 | −$464 |
| Rent | $2,549 | $1,745 | −$804 |
| Getting around | $445 | $524 | +$79 |
| Groceries | $464 | $400 | −$64 |
| Healthcare | $522 | $450 | −$72 |
| Utilities | $290 | $250 | −$40 |
| Everything else | $406 | $350 | −$56 |
| Left over | $1,950 | $2,442 | +$492 |
To break even in Worcester, you'd need to earn
$91,000
Household gross, versus $108,500 today. That's the salary that leaves you exactly as much at the end of the month as Boston does now.
The tax difference alone
+$426
A year, in state and local income tax. Effective rates: 26.7% in Boston, 26.0% in Worcester.
More about Worcester
Boston, MA in full
Great pay in medicine and research, brutal winters, tight housing stock.
Worcester, MA in full
A flat 5% state income tax, a median 2-bedroom asking rent of $2,077 and 186 sunny days; commutes average 30 minutes.
The reverse move
Same two cities, but starting from Worcester on Worcester wages.
Worcester → Boston →Questions
Is the cost of living lower in Worcester than Boston?
A one-bedroom is about $2,549 in Boston versus $1,745 in Worcester. On a one-adult, one-bedroom household, leftover is about $492 a month higher in Worcester. Change the job or household on the comparison to see your number.
Does Worcester have state income tax?
Worcester is in Massachusetts, which taxes wage income.
What changes if you move from Boston to Worcester?
Take-home pay is recalculated under Massachusetts tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Boston and Worcester moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.