

Billings vs Lubbock
$289/mo more in Lubbock
BillingsLubbockAbout 918 miles apart, a flight.
- Lubbock leaves you more
- No state income tax
- Property tax 1.53%
Same paycheck, two cities. $2,605/mo in Lubbock. $2,316/mo in Billings. +$3,468 a year.
Billings
$2,316
left each month
Lubbock
$2,605
+$289 vs Billings
Compare
Same paycheck, another city.
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+$289 / mo
See full breakdown
| Per month | Billings | Lubbock | Difference |
|---|---|---|---|
| Gross pay | $7,125 | $6,539 | −$586 |
| Income and payroll tax | $1,741 | $1,240 | −$501 |
| Take-home pay | $5,384 | $5,299 | −$85 |
| Rent | $1,101 | $817 | −$284 |
| Getting around | $572 | $561 | −$11 |
| Groceries | $385 | $363 | −$22 |
| Healthcare | $433 | $408 | −$25 |
| Utilities | $241 | $227 | −$14 |
| Everything else | $337 | $317 | −$20 |
| Left over | $2,316 | $2,605 | +$289 |
Salary to match Billings
$73,500
Gross pay in Lubbock that leaves the same amount as $85,500 in Billings.
Tax difference
+$3,930
A year, in state and local income tax. Texas has no wage income tax.
More about Lubbock
Billings, MT in full
State income tax topping out at 5.9%, a median 2-bedroom asking rent of $1,311 and 212 sunny days; commutes average 20 minutes.
Lubbock, TX in full
No state income tax, a median 2-bedroom asking rent of $973 and 262 sunny days; commutes average 18 minutes.
The other way
Start in Lubbock.
Lubbock → Billings →Questions
Is the cost of living lower in Lubbock than Billings?
For one adult in a one-bedroom, Lubbock leaves about $289 more a month. A one-bedroom is about $1,101 in Billings and $817 in Lubbock.
Does Lubbock have state income tax?
Lubbock is in Texas, which has no state income tax.
What changes if you move from Billings to Lubbock?
The paycheck is taxed in Texas. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Billings and Lubbock changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.