Bellingham vs Seattle leftover
You'd keep $1,135 more a month in Seattle
$3,386/mo leftover in Seattle vs $2,251 in Bellingham after tax and rent ($1,135 more). +$13,620 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
Bellingham leftover
$2,251
a month after tax and rent
Seattle leftover
$3,386
+$1,135 vs Bellingham
Compare Bellingham to another metro
Same paycheck. Try a different city next to Bellingham.
Monthly gap
Bellingham → Seattle
$1,135
more / month in Seattle
$3,386 in Seattle · $2,251 in Bellingham · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
In 2022-2023, 1,484 households moved Bellingham → Seattle (avg AGI $59,051). 1,696 went the other way. The whole move →
+$1,135 / mo
| Per month | Bellingham | Seattle | Difference |
|---|---|---|---|
| Gross pay | $7,292 | $9,348 | +$2,057 |
| Income and payroll tax | $1,463 | $2,073 | +$610 |
| Take-home pay | $5,829 | $7,275 | +$1,447 |
| Rent | $1,471 | $1,758 | +$287 |
| Getting around | $550 | $493 | −$57 |
| Groceries | $430 | $452 | +$22 |
| Healthcare | $483 | $508 | +$25 |
| Utilities | $269 | $283 | +$14 |
| Everything else | $376 | $395 | +$19 |
| Left over | $2,251 | $3,386 | +$1,135 |
To break even in Seattle, you'd need to earn
$93,000
Household gross, versus $87,500 today. That's the salary that leaves you exactly as much at the end of the month as Bellingham does now.
The tax difference alone
$0
A year, in state and local income tax. Washington has no wage income tax.
More about Seattle
Bellingham, WA in full
No state income tax, a median 2-bedroom asking rent of $1,751 and 131 sunny days; commutes average 22 minutes.
Seattle, WA in full
No state income tax and high wages, offset by home prices and 150 sunny days.
The reverse move
Same two cities, but starting from Seattle on Seattle wages.
Seattle → Bellingham →Questions
Is the cost of living lower in Seattle than Bellingham?
A one-bedroom is about $1,471 in Bellingham versus $1,758 in Seattle. On a one-adult, one-bedroom household, leftover is about $1,135 a month higher in Seattle. Change the job or household on the comparison to see your number.
Does Seattle have state income tax?
Seattle is in Washington, which has no state income tax.
What changes if you move from Bellingham to Seattle?
Take-home pay is recalculated under Washington tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Bellingham and Seattle moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.