

Ames vs Phoenix
$156/mo more in Phoenix
AmesPhoenixAbout 1,173 miles apart, a flight.
- Phoenix leaves you more
- Rent under 30% of pay
- 299 sunny days
Same paycheck, two cities. $2,557/mo in Phoenix. $2,401/mo in Ames. +$1,872 a year.
Ames
$2,401
left each month
Phoenix
$2,557
+$156 vs Ames
Compare
Same paycheck, another city.
Next
In 2022-2023, 53 households moved Ames → Phoenix (avg AGI $58,321). The whole move →
+$156 / mo
See full breakdown
| Per month | Ames | Phoenix | Difference |
|---|---|---|---|
| Gross pay | $6,208 | $7,556 | +$1,348 |
| Income and payroll tax | $1,332 | $1,700 | +$368 |
| Take-home pay | $4,877 | $5,856 | +$979 |
| Rent | $760 | $1,277 | +$517 |
| Getting around | $457 | $586 | +$129 |
| Groceries | $347 | $396 | +$49 |
| Healthcare | $391 | $446 | +$55 |
| Utilities | $217 | $248 | +$31 |
| Everything else | $304 | $347 | +$43 |
| Left over | $2,401 | $2,557 | +$156 |
Salary to match Ames
$88,000
Gross pay in Phoenix that leaves the same amount as $74,500 in Ames.
Tax difference
+$374
A year, in state and local income tax. Effective rates: 21.4% in Ames, 22.5% in Phoenix.
More about Phoenix
Ames, IA in full
A flat 3.8% state income tax, a median 2-bedroom asking rent of $905 and 207 sunny days; commutes average 19 minutes.
Phoenix, AZ in full
A 2.5% flat income tax, cheap housing for a big metro, and a genuinely dangerous July.
The other way
Start in Phoenix.
Phoenix → Ames →Questions
Is the cost of living lower in Phoenix than Ames?
For one adult in a one-bedroom, Phoenix leaves about $156 more a month. A one-bedroom is about $760 in Ames and $1,277 in Phoenix.
Does Phoenix have state income tax?
Phoenix is in Arizona, which taxes wage income.
What changes if you move from Ames to Phoenix?
The paycheck is taxed in Arizona. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Ames and Phoenix changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.