

Ames vs Omaha
$224/mo more in Omaha
AmesOmahaAbout 130 miles apart, close enough to drive.
- Omaha leaves you more
- Property tax 1.63%
- Rent under 30% of pay
Same paycheck, two cities. $2,625/mo in Omaha. $2,401/mo in Ames. +$2,688 a year.
Ames
$2,401
left each month
Omaha
$2,625
+$224 vs Ames
Compare
Same paycheck, another city.
Next
In 2022-2023, 28 households moved Ames → Omaha (avg AGI $82,929). The whole move →
+$224 / mo
See full breakdown
| Per month | Ames | Omaha | Difference |
|---|---|---|---|
| Gross pay | $6,208 | $7,400 | +$1,192 |
| Income and payroll tax | $1,332 | $1,807 | +$475 |
| Take-home pay | $4,877 | $5,593 | +$717 |
| Rent | $760 | $1,089 | +$329 |
| Getting around | $457 | $545 | +$88 |
| Groceries | $347 | $368 | +$21 |
| Healthcare | $391 | $414 | +$23 |
| Utilities | $217 | $230 | +$13 |
| Everything else | $304 | $322 | +$18 |
| Left over | $2,401 | $2,625 | +$224 |
Salary to match Ames
$84,500
Gross pay in Omaha that leaves the same amount as $74,500 in Ames.
Tax difference
−$1,462
A year, in state and local income tax. Effective rates: 21.4% in Ames, 24.4% in Omaha.
More about Omaha
Ames, IA in full
A flat 3.8% state income tax, a median 2-bedroom asking rent of $905 and 207 sunny days; commutes average 19 minutes.
Omaha, NE in full
A 21-minute commute and one of the most stable job markets in the Midwest.
The other way
Start in Omaha.
Omaha → Ames →Questions
Is the cost of living lower in Omaha than Ames?
For one adult in a one-bedroom, Omaha leaves about $224 more a month. A one-bedroom is about $760 in Ames and $1,089 in Omaha.
Does Omaha have state income tax?
Omaha is in Nebraska, which taxes wage income.
What changes if you move from Ames to Omaha?
The paycheck is taxed in Nebraska. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Ames and Omaha changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.